Regulatory Compliance Officer

Compliance

Role Purpos

Duties & Responsibilit

Compliance Monitoring And Assur

• anceSupport the implementation of the Bank’s Compliance Monitoring and Assurance Progra
• mme.Conduct scheduled compliance monitoring reviews in line with the annual compliance p
• lan.Test the effectiveness of key regulatory controls across customer onboarding, disclosures, complaints, conduct risk, financial promotions, outsourcing, record keeping and governance proces
• ses.Document findings clearly, agree remedial actions with control owners and track actions to clos
• ure.Escalate material control weaknesses or overdue actions to the Head of Regulatory Complia
• nce.

Regulatory Returns And Fi

• lingsMaintain the regulatory reporting cale
• ndar.Support the timely preparation, review and submission of regulatory returns and notifications to the FSRA and other relevant authori
• ties.Coordinate internally with Finance, Risk, Operations, AML and Senior Management to obtain required
• data.Maintain evidence of submissions, approvals and supporting documenta
• tion.

Compliance Reg

• istersMaintain accurate and up-to-date compliance registers, incl
• uding:Gifts and Entertainment Reg
• ister;Personal Account Dealing Reg
• ister;Conflicts of Interest Reg
• ister;Complaints Reg
• ister;Breaches and Incidents Reg
• ister;Regulatory Correspondence Registe
• r; andTraining and Attestation Reg
• ister.Monitor entries for trends, overdue actions and potential escalation p
• oints.Prepare periodic register summaries for Complian
• ce MI.

Compliance Management Info

• rmationPrepare the monthly Compliance Management Informatio
• n Pack.Collate and analyse compliance metrics, including monitoring outcomes, regulatory filings, breaches, complaints, training completion, register activity, policy attestations and outstanding a
• ctions.Identify themes, trends and emerging risks for management att
• ention.Assist with preparation of the Quarterly Compliance Report for senior management, committees and the
• Board.

Marketing And Financial Promotion

• s ReviewConduct first-level Compliance review of marketing communications, website content, customer communications and campaign ma
• terials.Assess materials against applicable regulatory requirements, internal policies, customer fairness standards and approval pro
• cedures.Maintain records of reviewed materials, comments, approvals and version
• control.Escalate higher-risk or unclear matters to the Head of Regulatory Compliance before
• release.

Aml And Financial Crim

• e SupportProvide support on AML, sanctions, CDD, transaction monitoring and onboarding matters where
• required.Assist with compliance reviews involving AML/CTF controls, customer due diligence and financial crime go
• vernance.Escalate potential AML/CTF, sanctions or conduct concerns to the appropriate Compliance/AML senior
• manager.

Ideal Candida

• te Profile
• Experience3–5 years’ experience in regulatory compliance, AML or financial crime
• compliance.Experience within ADGM, DIFC or another well-regulated financial services ju
• risdiction.Exposure to banking, digital banking, fintech, payments, wealth management or investment services would be ad
• vantageous.Practical experience with compliance monitoring, regulatory reporting, compliance registers, policy/procedure drafting and management i
• nformation.Good understanding of AML, CDD, sanctions, complaints handling, conduct risk and financial promotion
• s controls.Familiarity with using AI, automation tools, workflow systems, dashboards or productivity technology to improve compliance processes would be ad
• vantageous.

Qu

• alificationsBachelor’s degree in law, finance, business, economics or a related
• discipline.Compliance certification preferred, such as ICA, CISI, ACAMS or
• equivalent.Willingness to undertake further professional compliance, AML or technology-relat
• ed training.

Skills And

• CompetenciesStrong written English and ability to draft clear compli
• ance reports.Good analytical skills and ability to identify contro
• l weaknesses.High attention to detail and strong record-keepin
• g discipline.Ability to work with Business, Operations, AML, Risk, Finance and Tech
• nology teams.Practical understanding of compliance risk in a retail digital banking
• environment.Good judgement, professional scepticism and willingness to esc
• alate issues.Organised, deadline-driven and comfortable managing recurring reporting
• obligations.Technologically curious, with the ability to identify practical improvements to complian
• ce workflows.Responsible and risk-aware in the use of AI and technology, particularly in relation to confidentiality, data protection and informat
• ion security.

Pref

• erred SkillsetThe preferred candidate should be a developing regulatory compliance professional with solid AML awareness, strong documentation skills and practical experience in a regulated financial service
• s environment.The ideal profile is someone who has worked in ADGM or DIFC compliance, understands how regulated firms evidence compliance, and is comfortable handling operational compliance tasks while developing into a broader regulatory complian
• ce specialist.