T24 Business Analyst with AA

Job Overview

Required Skills

• T24 - Corp & Wholesale Banking
• T24 - Accounting & Reporting
• T24 - AA Retail Lending
• T24 - Regulatory & Compliance
• T24 - Core
• Retail Banking domain skills

Qualifications

• 10 to 13 years of progressive experience as a functional specialist or business analyst in retail banking with exposure to large multi-country transformation programs.
• Deep hands-on expertise in T24 core banking modules covering customer, account, product and transaction processing functions relevant to retail banking operations.
• Strong practical experience in T24 corporate and wholesale banking features including complex products, limits and pricing structures.
• Solid knowledge of T24 accounting and reporting configuration including chart design, posting rules and financial statement outputs.
• Proven experience in T24 AA retail lending product configuration and life cycle management with focus on risk controls, repayment structures and customer communication.
• Working expertise in T24 regulatory and compliance modules or frameworks including setup of rules, alerts and regulatory reporting.
• Domain understanding of retail banking products, processes and customer journeys.
• Strong analytical and documentation skills with ability to produce clear functional specifications, process flows and test cases.
• Ability to work effectively in a hybrid work model collaborating with distributed stakeholders.
• Familiarity with standard project delivery practices such as requirement traceability, change management and defect tracking.
• Clear communication with business and technology partners using structured presentations and walkthroughs.
• Ability to adapt quickly to new regulatory guidelines, industry practices and T24 product updates.

Responsibilities

• Collaborate with business stakeholders to gather detailed retail banking requirements and translate them into precise T24 functional specifications.
• Configure and validate T24 core banking functionalities to support deposits, payments and account services.
• Design and refine T24 corporate and wholesale banking workflows to support complex lending, cash management and trade services.
• Implement and optimize T24 accounting and reporting features to ensure accurate financial postings, reconciliations and regulatory reports.
• Configure T24 AA retail lending products to support end-to-end loan life cycle processes including origination, servicing, pricing and closure.
• Develop and maintain T24 regulatory and compliance rules to support monitoring, reporting and control processes.
• Perform detailed functional analysis and impact assessments for T24 changes and upgrades.
• Create comprehensive functional test scenarios and support system integration and user acceptance testing.
• Work closely with technical teams to clarify functional designs, manage defect triage and ensure timely resolution of T24 issues.
• Prepare user documentation, reference guides and training materials for retail banking operations and product teams.
• Support production incidents by conducting root cause analysis and recommending sustainable T24 functional improvements.
• Partner with hybrid working teams across locations to coordinate deliverables, manage timelines and maintain consistent functional standards.

Work Details

• Shift: Day
• Demand Requires Travel: No
• Job Type: Functional Specialist (ISG) [50SG01]
• Primary Location: INTNCHNA10 (ITIND MEPZ (TBM) SDB 1-4 SEZ)

Additional Information