Senior Specialist - Design & Development (Payments)
Skills
About This Role
Role Overview
We are hiring a
Senior Specialist - Payments Engineering
to lead the design, development, and continuous enhancement of large-scale
centralised payment platforms
.
This role focuses on building
high-performance, secure, and scalable payment systems
, leveraging
microservices architecture, ISO 20022 messaging, and DevSecOps practices
.
You will play a key role in shaping
payment workflows, system integrations, and real-time message orchestration
, while ensuring compliance with regulatory and banking standards.
Key Responsibilities
**🔹
**1. Payment System Design & Development****
- Design, develop, and implement end-to-end payment systems aligned with ISO 20022 messaging standards
- Build and maintain microservices-based payment architectures for high scalability and fault tolerance
- Analyse functional and technical requirements to deliver secure, high-performance solutions
- Develop API-first services ensuring interoperability across banking systems
- Orchestrate payment message flows, validation, transformation, and routing
****2. System Integration & Interoperability****
- Integrate payment platforms with internal banking systems and external financial networks
- Ensure data consistency, message integrity, and seamless transaction processing
- Enable interoperability across RTGS, Direct Debit, and clearing systems
****3. Enhancements & Continuous Improvement****
- Identify and implement enhancements driven by business and regulatory requirements
- Improve system performance, scalability, and operational efficiency
- Drive modernisation initiatives across legacy payment components
****4. Production Support & Incident Management****
- Provide L2/L3 support for critical payment systems including troubleshooting and RCA
- Handle production incidents, system defects, and data discrepancies
- Participate in incident triage, prioritisation, and resolution
- Maintain detailed logs, reports, and resolution documentation
****5. DevSecOps & Engineering Excellence****
- Contribute to CI/CD pipelines and automated deployment processes
- Ensure adherence to secure coding practices and DevSecOps principles
- Promote test-driven development (TDD), automation, and code quality standards
- Work within Agile delivery frameworks (Scrum/Kanban)
- ****6.
- Stakeholder Collaboration****
- Act as a bridge between business stakeholders, product teams, and engineering teams
- Translate business requirements into technical solutions
- Provide regular updates and ensure alignment with project objectives
****7. Documentation & Knowledge Sharing****
- Maintain technical documentation, system architecture, and process flows
- Create test cases and user manuals
- Mentor junior engineers and support team capability building
- ****Required Experience****
- Minimum 5+ years of experience in backend development and system integration
- Strong experience working on enterprise-level or banking systems
- Proven track record in system enhancements and production support
- ****Technical Skills****
- ****Backend & Development****
- Strong expertise in:
+ OR Python / Node.js / Go
- Experience building RESTful APIs and distributed systems
- ****Architecture & Platforms****
- Deep understanding of:
- + Microservices architecture
- + API-first design
- + Distributed systems patterns (circuit breaker, service discovery)
- Experience with:
+ Docker & Kubernetes
- + Cloud platforms (AWS / Azure / GCP)
- ****Databases****
- Strong experience with:
+ NoSQL: MongoDB, Redis
- ****DevOps & Tools****
- CI/CD tools: Jenkins, GitLab CI, GitHub Actions
- Version control: Bitbucket / Git
- Agile tools: JIRA
****Payments Domain Expertise (Critical)****
- Hands-on experience with:
- + ISO 20022 messaging
- + Payment systems such as RTGS, Direct Debit, Clearing
- Understanding of:
- + Cross-border payments and settlement mechanisms
- + Payment lifecycle and transaction processing
- ****Security & Compliance****
- Knowledge of:
- + API security (OAuth, JWT, rate limiting)
- + Cloud and infrastructure security
- + Secure SDLC practices (SSDLC)
- ****Qualifications****
- Bachelor's or Master's degree in Computer Science or related field
- Certifications in Java, Agile, or Cloud are a plus
What Makes This Role Stand Out
- Work on national-level payment infrastructure
- Exposure to high-volume transaction systems
- Opportunity to influence architecture decisions
- Strong alignment with modern engineering practices
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