Underwriting Consultant
Full Job Posting
Your role and impact
- Here's a glimpse of your responsibilities and the meaningful impact you'll create as the Underwriting Consultant:
- Independently evaluate and classify complex life insurance applications in accordance with company underwriting guidelines, mortality pricing assumptions, reinsurance agreements, and risk management practices.
- Assess medical, financial, occupational, avocational, foreign travel, residency, and other mortality risks while making well-supported underwriting decisions.
- Manage large and complex cases with underwriting authority of $5 million or greater without co-signature requirements.
- Serve as a senior technical resource by providing second-level reviews and co-signature support on cases that exceed other underwriters' authority limits or require advanced technical review.
- Partner with producers, distribution partners, internal sales teams, and Home Office associates to explain underwriting decisions, adverse actions, and financial determinations.
- Mentor and support other members of the Underwriting department through technical guidance and expertise.
What's in it for you
Competitive pay: Fair compensation for your hard work.
Healthcare coverage: Comprehensive medical, dental, and vision from day one.
Life insurance: Company-paid coverage for you and your loved ones.
401(k) plan: Matching contributions to help secure your financial future.
Family support: Paid parental leave and reimbursement for adoption and surrogacy expenses.
Work-life balance : Flexible time-off policy to recharge and pursue passions.
Dress for your day: Express your style comfortably at work.
Inclusion and Culture: A respectful environment that values unique contributions.
Flexible work options: Remote, hybrid, and onsite opportunities at various locations across the U.S. for better work-life integration.
Well-being focus: Programs to support a healthy balance between work and home life.
Community connections: Build strong relationships through virtual and in-person interactions, with resources for your growth.
What sets you up for success
Bachelor's degree or equivalent combination of education and relevant professional experience preferred.
FALU and FLMI certifications preferred.
Minimum 8 years of progressively responsible individual life insurance underwriting experience, including complex medical and financial underwriting.
Advanced knowledge of life insurance underwriting principles, human physiology, medical impairments, financial underwriting, occupations, avocations, and reinsurance practices.
Strong understanding of reinsurance concepts, including retention, automatic binding limits, jumbo limits, and facultative underwriting.
Excellent analytical, documentation, and decision-making skills.
Ability to communicate complex underwriting decisions effectively to both technical and non-technical audiences.
Demonstrated ability to serve as a technical resource and mentor within an underwriting team.
Salaried OR Hourly
Salaried
Work Arrangement
Remote
Position Type
Full-time
About Constellation
Verified company details for this employer are not available yet.
Apply for this job in 1 click
Skip the repetitive application forms
Install the Base Career Chrome Extension and autofill job applications across major job boards with your profile.
Trusted by over 500,000 job seekers on Base Career
More from this employer
More jobs at Constellation
Technical Support Specialist, Data Collection
San Francisco, USA
Hardware Engineer
San Francisco, USA
Actuarial Leader - Life Pricing & Inforce Management
, USA
IT Compute Storage Engineer
, USA
Director, Head of Underwriting
, USA
Chief of Staff
Seattle, USA
Research Engineer
San Francisco, USA
Technical Support Specialist, Data Collection
San Francisco, USA
Event Server
Santa Ana, USA