System Architect – Digital Payments / FinTech

Company Description

Role Description

System Architect

Key Responsibilities

• Design and oversee the architecture of mobile app backend systems, ensuring scalability, security, and high performance.
• Develop and maintain APIs, microservices, and backend infrastructure to support mobile applications.
• Lead the integration of third-party financial services, payment gateways, and banking systems.
• Ensure compliance with FinTech regulatory requirements and security standards.
• Work closely with developers, product managers, and security teams to align technical solutions with business needs.
• Optimize backend performance and reliability through monitoring, logging, and automated testing.
• Drive best practices in DevOps, CI/CD pipelines, and cloud-native solutions.
• Document system architecture, integration workflows, and security protocols.
• Stay updated with the latest trends in FinTech, cloud computing, and backend development.
• Qualifications, experience, skills and competencies
• Minimum experience:
• Minimum 5-8 years of experience as System architect/Solution architect.
• Experience with financial services APIs, payment processors, and banking integrations.
• Knowledge of authentication and security protocols (OAuth, JWT, OpenID Connect).
• Strong Knowledge on designing / building scalable and secure backend/middleware
• Certifications in cloud architecture, security, or backend development.
• Minimum education:
• Minimum Bachelor degree
• Knowledge and skills:
• Expert knowledge in system design, especially in fintech space.
• Extensive experience in backend development and system architecture.
• Familiarity with fintech and it's nuances in terms of backend design, transactional behaviors
• Strong knowledge of API design, RESTful services, GraphQL, and microservices architecture.
• Very strong in integration and interoperable system design with proven technologies.
• Proficiency in cloud platforms such as AWS, Azure, or Google Cloud.
• Experience with programming languages like Java, Node.js, Go, Ruby, or C#.
• Familiarity with DevOps tools, containerization (Docker, Kubernetes), and CI/CD pipelines.
• Expertise in database management including SQL (PostgreSQL, MySQL, MS SQL) and NoSQL (MongoDB, DynamoDB, Cassandra).
• Experience with event-driven architectures and messaging queues (Kafka, RabbitMQ, AWS SQS, Pub/Sub).
• Knowledge of Infrastructure as Code (Terraform, CloudFormation) and monitoring tools (Prometheus, Grafana, ELK Stack).
• Strong problem-solving skills and ability to work in a fast-paced FinTech environment.
• Knowledge of wallet/core systems would be added advantage.

Competencies

• Think strategically (Level 3 of 5)
• Achieve tangible results (Level 4 of 5)
• Lead breakthrough change (Level 4 of 5)
• Exceed customer expectations (Level 2 of 5)
• Nurture, Inspire and Motivate (Level 2 of 5)
• Target win-win outcomes (Level 3 of 5)
• This role carries full end-to-end accountability for implementation and delivery of EITC Financial Services Mobile applications and Integrations.