Sr BSA - Retail Loan Origination System

Position Summary

Workplace

• The posting explicitly states that the workplace type is remote.

Requirements Elicitation & Functional Analysis

• Lead discovery, workshops, and requirements gathering with business and technology stakeholders.
• Decompose business processes and system capabilities into requirements and user stories; analyze lending workflows and identify optimization opportunities.
• Document business rules, process flows, functional specifications, and acceptance criteria.

Agile Delivery & Backlog Management

• Develop user stories and maintain backlogs in Azure DevOps.
• Facilitate story mapping, backlog refinement, sprint planning, and prioritization; support Product Owners with MVP and release roadmaps.

API & Integration Analysis

• Analyze integrations between lending platforms, digital channels, and enterprise systems; interpret API specifications, Swagger/OpenAPI documentation, and integration contracts.
• Map data across user interfaces, APIs, middleware, and downstream systems; maintain message catalogs, payload mappings, and interface specifications.

Testing & Collaboration

• Define test scenarios, test cases, and business acceptance criteria; support SIT, UAT, functional validation, defect triage, and root cause analysis.
• Collaborate with business, architecture, development, QA, vendor, and project leadership stakeholders; communicate requirements, risks, dependencies, and delivery impacts.

Required Qualifications

• 10+ years of Business Systems Analysis experience, including functional decomposition and requirements analysis.
• 5+ years writing detailed user stories, acceptance criteria, and Agile requirements; 5+ years in retail lending, loan origination, underwriting, adjudication, or related financial services.
• Experience supporting large-scale technology transformation or system replacement and working in Agile/Scrum teams.
• Strong working knowledge of Azure DevOps, story mapping, API analysis, Swagger/OpenAPI, data mapping, interface design, message catalogs, defect triage, functional testing, and UAT.
• Deep understanding of retail lending, consumer loans and lines of credit, mortgage origination, application intake and fulfillment, credit adjudication, loan documentation, and funding.

Preferred Qualifications

• Experience implementing or integrating Loan Origination Systems; knowledge of API-led integration platforms and modern service architectures.
• Third-party lending platform vendor experience and familiarity with digital banking and member-facing lending channels are preferred.
• BABOK, CBAP, PMI-PBA, or Agile certifications are considered an asset.