Senior Underwriting Risk Analyst

Role overview

What you’ll do

• Support development and ownership of appetite for volatility around the business plan combined ratio.
• Analyse volatility sources, including natural and non-natural perils and emerging risks.
• Monitor portfolio trends and risk indicators, identify issues for management attention, and support live-event reporting.
• Develop scenarios, stress tests and risk assessments for underwriting decisions.
• Prepare analysis and materials for the Underwriting Risk Group and related governance forums.
• Collaborate across exposure management, actuarial, risk management, reinsurance and underwriting.
• Assess portfolio risks and the effects of external political, economic, social and technological trends.
• Promote risk awareness and transparent reporting; improve underwriting risk management practices.

Must-haves

• Strong analytical, problem-solving and organisational skills.
• Ability to work independently on complex analysis while managing multiple priorities.
• Excellent communication and stakeholder management skills.
• Advanced Microsoft Office skills and experience with reporting, analytics or business intelligence tools.
• Knowledge of catastrophe modelling, exposure management or broader underwriting risk tools and practices.
• Sound understanding of insurance and reinsurance principles.
• Relevant insurance or risk management qualifications are beneficial but not essential; study support may be available.

Benefits

• The package includes a starting salary, annual bonus and benefits.
• Benefits include 25 days of paid holiday plus bank holidays, the option to buy or sell leave, pension, private medical and dental cover, life assurance and travel insurance.