Senior Product Engineer - Cards Platform
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About This Role
Role Overview
We are looking for a Senior Product Engineer to lead the design, delivery, and optimisation of cards platform capabilities across issuing and acquiring systems.
This role goes beyond execution — you will drive product engineering decisions, own end-to-end delivery, and influence the evolution of payment solutions in a high-scale banking environment.
You will work closely with business, architecture, and technology teams to build resilient, scalable, and compliant card services, ensuring high availability and seamless customer experience.
Key Responsibilities
- End-to-End Ownership: Own delivery of cards platform initiatives from requirement analysis to production rollout and post-release stability.
- Product Engineering Leadership: Translate business requirements into scalable technical solutions across cards issuing, acquiring, and payment processing systems.
- Architecture & Design: Contribute to system design, integration architecture, and modernisation of cards platforms (APIs, microservices, event-driven systems).
- Domain Expertise (Cards): Work on key areas including:
- + Card issuing & lifecycle management
- + Authorisation & transaction processing
- + Tokenisation & digital wallets
- + Scheme integrations (Visa / Mastercard)
- + Clearing & settlement
- Stakeholder Management: Act as a bridge between business, vendors, and internal tech teams to ensure alignment and delivery excellence.
- Agile Delivery: Lead and contribute within Agile squads, ensuring timely delivery, sprint planning, backlog grooming, and prioritisation.
- Production Stability & Incident Management: Own L2/L3 support, incident resolution, RCA, and continuous improvement of platform reliability.
- Quality & Testing Oversight: Ensure strong test coverage (functional, integration, UAT) and support automation initiatives.
- Vendor & Integration Management: Work with third-party vendors and payment processors to deliver seamless integrations.
****Required Skills & Experience****
- 7+ years of experience in Cards & Payments domain within banking or financial services
- Strong understanding of:
- + Cards issuing & acquiring platforms
- + Payment flows, authorisation, clearing, settlement
- + ISO 8583 messaging (must-have)
- Experience with card management systems (e.g., PowerCARD, VisionPLUS, Prime, or similar)
- Solid understanding of APIs, microservices, and system integrations
- Experience working in Agile environments
Preferred Skills
- Exposure to tokenisation, digital wallets (Apple Pay, Google Pay)
- Knowledge of PCI-DSS compliance and security standards
- Experience in high-volume, mission-critical systems
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