Senior Product Engineer - Cards Platform

Overview

Key Responsibilities

• Support Cards Platform projects, enhancements, and BAU (Business-As-Usual) activities across issuing and acquiring domains
• Perform requirement analysis in collaboration with business and technical stakeholders
• Coordinate with cross-functional teams including business, technology, operations, and vendors to ensure smooth delivery of cards initiatives
• Support system integration activities across cards platforms, payment systems, and enterprise banking systems
• Participate in testing cycles including SIT, UAT, regression, and production validation
• Support release management activities including deployment coordination, cutover planning, and post-release validation
• Handle production support activities including incident management, defect analysis, and resolution tracking
• Ensure platform stability, availability, and performance of cards systems
• Work closely with Agile squads to deliver continuous enhancements and improvements
• Monitor, analyze, and resolve issues related to cards transactions, authorization, settlement, and reconciliation
• Contribute to improving cards services, payment flows, and customer experience
• Ensure compliance with banking standards, security guidelines, and operational governance

Required Skills & Experience

• Strong experience in Cards Platforms (Issuing and/or Acquiring)
• Experience in Cards product lifecycle support including authorization, settlement, clearing, and reconciliation
• Strong understanding of cards processing systems and payment ecosystem
• Experience in requirement gathering, analysis, and functional documentation
• Hands-on experience in system integration, testing support, and release management
• Experience working in Agile/Scrum environments
• Strong experience in production support, incident management, and defect resolution
• Ability to coordinate with multiple stakeholders including business users, IT teams, and vendors
• Strong understanding of banking payment systems and enterprise application environments
• Nice to Have
• Exposure to card schemes (Visa, Mastercard, Amex, etc.)
• Experience with digital payments, tokenization, or wallet integrations
• Knowledge of APIs and enterprise integration frameworks
• Exposure to automation, monitoring tools, or DevOps practices

Required Competencies

• Strong analytical and problem-solving skills
• Excellent stakeholder management and communication skills
• Strong ownership mindset and accountability for delivery outcomes
• Ability to manage multiple priorities in a fast-paced banking environment
• Strong attention to detail with focus on stability and quality
• Ability to work effectively in cross-functional Agile teams

Preferred Domain Experience

• Banking

• Cards & Payments Platforms

• Financial Services