Project Manager – Retail Lending Programme (LOS, LMS & Collections)
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About the Role
* **Project Manager – Retail Lending Programme (LOS, LMS & Collections)** * **Exp-12-14 Years** * **Location -Dubai** * **Domain-banking / financial services** * **Notice Period:0- 30Days only** **Job Description:** **Qualifications** ● Bachelor’s degree in relevant field (Master’s / MBA preferred) ● 12–14 years of banking / financial services experience, with a strong project delivery track record ● Proven experience managing retail lending system implementations acr
Key Skills for This Role
Full Job Posting
Overview
- **Project Manager – Retail Lending Programme (LOS, LMS & Collections)**
- **Exp-12-14 Years**
- **Location -Dubai**
- **Domain-banking / financial services**
- **Notice Period:0- 30Days only**
Qualifications
- Bachelor’s degree in relevant field (Master’s / MBA preferred)
- 12–14 years of banking / financial services experience, with a strong project delivery track record
- Proven experience managing retail lending system implementations across origination, loan management and collections (e.g., Flowable, Newgen, FinnOne Neo, Nucleus, Intellect, Finacle, Pega, TCS BaNCS)
- PMP, PRINCE2 or equivalent certification; Agile / Scrum certification an advantage
Skills & Competencies
- End-to-end delivery management of large, multi-workstream banking technology / system implementation programmes
- Strong planning, scheduling and critical-path management (MS Project, Wrike, or similar)
- Budget, vendor and commercial management
- Governance, RAID and stakeholder reporting at senior / CXO level
- Working knowledge of LOS, LMS and collections platforms and integration patterns (REST / SOAP, APIs, data migration)
- Agile and waterfall / hybrid delivery
Role Overview
The Project Manager will be accountable for the end-to-end delivery of the Retail Lending Programme, covering the migration of the Loan Origination System (LOS) to Flowable and the Loan Management System (LMS) and Collections platforms to FinnOne Neo.
The role spans planning, governance, budget, risk and vendor management, working closely with retail lending, credit risk, operations, finance, collections & recovery, technology and the implementation vendors to deliver origination, servicing and collections capability across conventional and Islamic retail lending products – on time, within budget, and through the programme’s QG1–QG5 quality gates.
Planning & Delivery Management
- Develop and maintain the integrated project plan, WBS, schedule and critical path across the LOS, LMS and Collections workstreams
- Manage scope, milestones and deliverables across phased go-live waves (greenfield new book first, followed by legacy migration)
- Drive day-to-day delivery, sprint cadence and resource planning across business, IT and vendor teams
- Track and report progress, budget (CAPEX / OPEX) and QG gate readiness to programme leadership
Programme Scope
- Loan Origination System (LOS) migration from Newgen IBPS to Flowable — onboarding, application capture, STP journeys, credit decisioning, policy rules & BPMN approval workflow
- Loan Management System (LMS) migration from Nucleus LMS v3.3 to FinnOne Neo — servicing, repayment scheduling, accrual, GL / accounting, deferral, rescheduling, write-off & closure
- Collections migration from Intellect to FinnOne Neo — delinquency management, bucketing, dunning, collections workflow, allocation, field & tele-calling, promise-to-pay & legal / recovery
- KYC / AML, documentation & disbursement handoff to core banking
- Conventional (FinnOne Neo) and Islamic (Finacle 11.x — Murabaha, Ijara) retail lending products
- Integration across core banking, credit bureau, e-KYC, payments, GL, channels & dialer / collections tools
Governance & Stakeholder Management
- Act as the primary delivery interface between business, technology and vendors
- Run the programme governance rhythm — steering updates, status reporting and decision logs
- Manage stakeholder expectations across business, credit, operations, finance, collections and senior leadership
- Prepare QG gate artefacts and secure sign-offs
Risk, Issue & Dependency Management
- Own the programme RAID log; identify, track and mitigate risks and issues
- Manage cross-workstream and cross-platform dependencies (LOS, LMS, Collections, payments, channels, finance / GL)
- Escalate blockers with clear options and recommendations
Vendor & Commercial Management
- Manage multiple vendor deliveries against SOW, milestones and SLAs
- Oversee change requests, effort estimates and commercial approvals
- Verify vendor deliverables and quality (black-box verification)
Testing, Go-Live & Cutover
- Govern SIT, UAT and defect management through to QG sign-off
- Plan and manage go-live, cutover, data migration readiness and rollback across waves
- Lead hypercare and post-go-live stabilisation
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