Credit Evaluator.Retail Ops - Lending Ops - UnSecured Loans.Credit Management
Job Fit Check
Base Career helps you apply smarter for this job.
Key skills for this role
About the Role
Key Responsibilities Review and assess credit applications submitted by customers. Analyze financial statements, bank references, trade references, and credit reports. Conduct credit risk assessments and recommend credit limits and payment terms.
Key Skills for This Role
Full Job Posting
Key Responsibilities
- Review and assess credit applications submitted by customers.
- Analyze financial statements, bank references, trade references, and credit reports.
- Conduct credit risk assessments and recommend credit limits and payment terms.
- Monitor existing customer accounts and identify potential credit risks.
- Evaluate customer payment histories and credit trends.
- Coordinate with Sales, Finance, and other departments regarding customer credit matters.
- Prepare credit evaluation reports and recommendations for management approval.
- Maintain accurate customer credit records and documentation.
- Follow up on outstanding information required for credit assessments.
- Ensure compliance with internal credit policies and regulatory requirements.
- Assist in periodic reviews of customer credit limits and account statuses.
- Support collection activities when required by providing credit-related insights.
Qualifications And Experience
- High school / Bachelor’s degree in finance, Accounting, Business Administration, Economics, or a related field.
- Minimum of 2–5 years of experience in credit analysis, credit evaluation, finance, or a related role.
- Experience reviewing financial statements and assessing credit risk.
- Knowledge of credit management principles and financial analysis techniques.
- Proficiency in Microsoft Excel and ERP systems.
Skills
- and Competencies
- Strong analytical and problem-solving skills.
- Excellent attention to detail and accuracy.
- Ability to interpret financial data and credit reports.
- Effective communication and interpersonal skills.
- Strong organizational and time-management abilities.
- Ability to work independently and manage multiple priorities.
- Professional judgment and decision-making skills.
- Confidentiality and integrity in handling sensitive financial information.
Key Performance Indicators (KPIs)
- Timely processing of credit applications.
- Accuracy and quality of credit assessments.
- Reduction of bad debt exposure.
- Compliance with credit policies and procedures.
- Effectiveness of credit risk mitigation recommendations.
Employment Type
- Full-Time
Apply for this job in 1 click
Skip the repetitive application forms
Install the Base Career Chrome Extension and autofill job applications across major job boards with your profile.
Trusted by over 500,000 job seekers on Base Career
More from this employer
More jobs at Mashreq Corporate & Investment Banking Group
SVP - Cloud, Virtualization & GPU/AI Platforms.Injaz - TECH - Cloud Center of Excellence.MIT
Abu Dhabi, UAE
The Head of Cloud, Virtualization, and GPI/AI Platforms is a critical leadership role charged with shaping and executing the strategy for Mashreq Bank’s next-generation technology platforms. Responsible for overseeing a
Senior Relationship Manager - Trading Division.CIBG - TC Mid Market.Corporate & Investment Banking Group
Abu Dhabi, UAE
Job Purpose Maintain existing relationships and solicit acceptable new relationships within the stipulated business strategy and other key parameters by originating, structuring and recommending appropriate credit facil
SVP -Datacenter Operations & Enterprise Monitoring.Injaz-Tech-TOPS-Datacenter & ATMs.MIT
Abu Dhabi, UAE
The SVP - Datacenter Operations and Enterprise Monitoring is a critical leadership role charged with shaping and executing the strategy for Mashreq Bank’s next-generation datacenter and monitoring and observability platf
Director, Wholesale Islamic.CIBG - Islamic Banking.Corporate & Investment Banking Group
Abu Dhabi, UAE
Grow existing Islamic corporate book inorganically (NTB) & organically (Existing corporate book) within CIBG & IBG in collaboration with the relevant product partners & respective relationship teams. Maximize market sha
Relationship Manager, Deposits & employee banking.Injaz - RBG - Emirati Deposits Team - Abu Dhabi.Retail Banking Group
Abu Dhabi, UAE
1 Job Title Relationship Manager, Liabilities Department RBG - Emirati Segment Position Name Relationship Manager Liabilities RBG - Emirati Segment.41.Retail Banking Group Position ID Incumbent No. Incumbent Name Group J
Senior Relationship Manager, Contracting Finance
Abu Dhabi, UAE
Job Purpose Maintain existing relationships, and solicit acceptable new relationships, by originating, structuring, participating, and syndicating large project/trade/working capital financing transactions to achieve pr
Relationship Manager, Trade and Working Capital
Abu Dhabi, UAE
Job Purpose To manage existing and solicit acceptable new Trade & Working Capital (TWC) relationships for the Business Banking Division, in order to meet pre-set financial / non-financial objectives. Actively source ne
Head, Tech Audit Governance.TECH - GRC Tech.MIT
Abu Dhabi, UAE
To lead and transform the Bank’s technology Audit function, providing independent assurance over IT governance, cybersecurity, digital platforms, core banking systems, data management, cloud environments, and AI-driven s
SVP - Cloud, Virtualization & GPU/AI Platforms.Injaz - TECH - Cloud Center of Excellence.MIT
Abu Dhabi, UAE
Senior Relationship Manager - Trading Division.CIBG - TC Mid Market.Corporate & Investment Banking Group
Abu Dhabi, UAE
SVP -Datacenter Operations & Enterprise Monitoring.Injaz-Tech-TOPS-Datacenter & ATMs.MIT
Abu Dhabi, UAE
Director, Wholesale Islamic.CIBG - Islamic Banking.Corporate & Investment Banking Group
Abu Dhabi, UAE
Relationship Manager, Deposits & employee banking.Injaz - RBG - Emirati Deposits Team - Abu Dhabi.Retail Banking Group
Abu Dhabi, UAE
Senior Relationship Manager, Contracting Finance
Abu Dhabi, UAE
Relationship Manager, Trade and Working Capital
Abu Dhabi, UAE
Head, Tech Audit Governance.TECH - GRC Tech.MIT
Abu Dhabi, UAE