Credit Analyst

Founded in 1992, ZOOMLION Heavy Industry Science & Technology Co., Ltd. is mainly engaged in developing and manufacturing major high-tech equipment in the areas of engineering industry and agricultural industry.

is seeking a professional

CREDIT ANALYST.

The ideal candidate will provide financing support from local third-party Financial Institutions to customers who purchase the company's equipment: including visiting banks, financial leasing companies, factoring companies, and insurance companies to establish and maintain cooperative relationships; visiting the company's customers to understand their financing needs, matching customers with suitable Financial Institutions, and assisting customers in obtaining financing; following up on subsequent matters such as loans disbursed by Financial Institutions to the company.

➤ Site Survey , visit customers (need to travel to other country or cities), investigate customers' operation and project status, and write credit investigation reports;

➤ Develop and maintain third-party financial channels, survey third-party policies, and guide Sales Department to effectively carry out financing business;

➤ Overdue management, follow up overdue progress with the Sales Department every month, and effectively urge the Sales Department to collect; For customers who are overdue for a long time, it is necessary to send emails to collect and visit customers on the spot.

➤ Maintain the relationship between our company and the law firm, visit the law firm regularly, and understand the legal knowledge;

➤ Investigated the construction machinery market, survey the sales policies of competitors, and wrote reports regularly;

➤ Communicate with the company's sales staff, participate in equipment sales business negotiations, and provide risk control suggestions.

✔️ Bachelor's degree or above;

✔️ More than 2 years working experience in financial institutions, construction machinery industry related experience is preferred

✔️ Understand the operation process of risk control investigation;

✔️ Proficient in writing credit reports;

✔️ Have strong asset analysis ability, risk assessment ability, financial analysis ability and negotiation ability.

✔️ CFA, FRM, CPA and other qualifications are preferred.

✔️ Familiar with local legal environment and corporate rules and regulations.

✔️ 𝖴𝖠𝖤 𝖣𝗋𝗂𝗏𝗂𝗇𝗀 𝖫𝗂𝖼𝖾𝗇𝗌𝖾 𝗂𝗌 𝗆𝗎𝗌𝗍.

*Salary remuneration to be discussed after the selection process.*

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