Credit Analyst

Role overview

Credit assessment and recommendations

• Review customer credit lines and assess prospective customers’ creditworthiness.
• Identify legal entities and analyze credit files using customer, credit bureau, and bank information.
• Perform financial and credit analysis to determine buyer credit ratings.
• Recommend credit decisions to the VP of Corporate Credit and relevant stakeholders.
• Review legal documentation, follow up on credit decisions, and monitor high-risk customers or groups.
• Recommend credit limits based on financial results, credit-agency information, and other relevant lending information.

Process and communication duties

• Coordinate with credit leadership and trade credit insurance providers to keep account coverage updated.
• File incoming and outgoing communications and make them available to qualified team members.
• Identify credit-process improvements and prepare and substantiate changes.
• Maintain industry, customer, and portfolio knowledge using agency resources, news, credit updates, insolvency bulletins, and industry reviews.

Qualifications

• Business degree or college certificate.
• 2–3 years of experience as a credit analyst or in a similar role.
• Domestic credit experience and strong financial-statement analysis ability.
• Able to work in a time-sensitive environment and transition between tasks.
• Effective communication across organizational levels; customer communication and negotiation experience.
• Able to maintain strict confidentiality.
• Strong analytical background and full working knowledge of Microsoft Excel, Word, and PowerPoint.

Compensation and benefits

• The employer offers a competitive salary aligned with skills, ability, and experience, plus health and dental benefits, insurance, RRSP matching, wellness benefits, and an employee assistance plan.

About the company