oracle

Credit Analyst

Digitide Solutions

Chandigarh, IND

Full-time

Junior · 2+ years experience

Onsite

Discovered 2 weeks ago

Full Job Posting

Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
Minimum of 2 years of experience in credit analysis or a similar role.
Strong analytical and critical thinking skills, with the ability to interpret financial data.
Excellent attention to detail and a meticulous approach to work.
Proficiency in using financial analysis tools and software.
Effective communication and interpersonal skills, with the ability to build relationships.
Ability to work independently and manage multiple tasks simultaneously.
Familiarity with industry-specific regulations and compliance requirements.
Willingness to stay updated on industry trends and best practices.
Strong problem-solving and decision-making abilities.

Conduct thorough credit analyses and evaluations of potential clients' financial health and stability.
Prepare comprehensive credit reports and recommendations for approval or rejection of credit applications.
Monitor and manage existing client accounts, ensuring timely payments and identifying any potential risks or issues.
Collaborate with the sales team to provide financial insights and support during the sales process.
Stay updated on industry trends, market conditions, and regulatory changes that may impact credit decisions.
Maintain accurate records and documentation of credit assessments and client interactions.
Develop and implement risk management strategies to mitigate potential credit risks.
Provide regular reports and insights to senior management on credit performance and trends.
Assist in the development and implementation of credit policies and procedures.
Foster a positive and professional relationship with clients, ensuring a high level of customer satisfaction.

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