Chief Financial Officer - CFO

About This Role

Rize is a groundbreaking rent-now-pay-later platform reshaping the rental landscape in Saudi Arabia. We're dedicated to making rentals more accessible and affordable, enabling tenants to manage their finances with ease and landlords to secure their income effortlessly. We're on a mission to revolutionize the rental industry, breaking down barriers and creating opportunities for all. We're a team of innovators, thinkers, and problem-solvers, committed to creating a positive impact and driving change in the market.

Our Team We love working together, being creative, and doing things differently! Our team is made up of over 70 people with different nationalities. We work from a cozy office in Riyadh, Saudi Arabia. And hey, we're not just smart, we're really good at coming up with new ideas.

Our core values & Principles

• Innovation – We’re a technology-driven team with the purpose of uplifting the real estate sector. We are the leaders of the industry in innovation.
• Customer Centricity – We put the customer at the core of every decision and action.
• Adaptability - Being able to adapt quickly to changing market conditions and customer needs.
• Empowerment & Collaboration – Our team is the most valuable aspect of the company; We respect all ideas, our team enjoys authority, autonomy, and collaboration.
• Ethical Excellence - We perform within the highest ethical standard.

Job Summary As Rize continues to scale, capita efficency becomes a key driver of growth and profitablitiy

We are looking for a high-impact Finance Leader to strengthen Rize’s financial engine by optimizing capital, improving lending economics, and supporting strategic financial decisions.

This role will design and enhance the financial model behind our lending operations to ensure capital is secured and deployed efficiently. The position will also play an important role in fundraising, investor relations, and financial planning as Rize scales.

It is ideal for someone from fintech, BNPL, lending, or asset-backed financing who wants to take on a strategic leadership role in a fast-growing startup.

What will you be doing? Capital Strategy & Lending Efficiency

• Optimize Rize’s financing structure and cost of capital
• Improve lending efficiency and capital utilization
• Structure and negotiate financing facilities
• Support strategies that drive the company toward sustainable profitability

Financial Modeling & Business Strategy

• Build and maintain advanced financial and business models
• Analyze lending performance, portfolio behavior, and unit economics
• Provide financial insights to support strategic decision-making

Fundraising & Investor Relations

• Support investment rounds and capital raising
• Strengthen relationships with investors, lenders, and financial partners
• Prepare financial materials and insights for stakeholders

Cash Flow & Financial Planning

• Manage cash flow, liquidity planning, and financial forecasting
• Lead budgeting and financial planning
• Ensure capital is deployed efficiently to support growth

Financial Operations

• Implement scalable financial processes and controls
• Oversee financial performance tracking and reporting
• Collaborate with internal teams and external financial partners

You're a perfect match if you have

• 8–12 years of experience in finance
• Startup or high-growth environment experience
• Experience in fintech, lending, BNPL, or asset-backed financing
• Strong financial modeling and business modeling skills
• Experience working with capital structures, financing facilities, or fundraising
• Strong understanding of lending economics and capital efficiency
• Ability to work independently and take ownership
• Proactive mindset with the ability to identify and drive financial improvements

Nice to have :

• Accounting experience

Benefits What do we offer?

• Competitive salary - Receive a competitive salary package in USD or SAR, reflecting your skills and contributions in our industry.
• Diverse International team - Join a diverse international team where different perspectives and backgrounds enrich our collaborative culture.
• Flexibility - Enjoy the option to work full remote or hybrid, allowing you to balance work and life in a way that suits you best.
• Innovation - Shape the future of Proptech with your groundbreaking ideas and technological prowess.
• Direct Impact - See your ideas come to life and make tangible changes in an industry ripe for revolution.
• Fast-paced Learning - Grow personally and professionally every day with opportunities to master new skills in our dynamic start-up environment.
• Creative Freedom - Take the reins, innovate, and push boundaries with the freedom to experiment, learn, and grow at Rize.
• Close-knit Community - Join a collaborative, supportive team where your voice matters and your contributions are recognized and celebrated.