Authorization and Fraud Consultant
Job Fit Check
Base Career helps you apply smarter for this job.
Key skills for this role
About the Role
Requirements: * Mandatory: Worked in a bank and has good understanding of cards business, authorization and fraud systems * 10–12 years of experience in cards issuing, fraud risk, and authorization management * Strong understanding of credit cards issuing business lifecycle (activation, usage, retention, spend growth) * Proven experience managing authorization strategies and fraud controls in issuing environments * Familiarity with fraud and auth platforms * Ability to trans
Key Skills for This Role
Full Job Posting
Requirements
- Mandatory: Worked in a bank and has good understanding of cards business, authorization and fraud systems
- 10–12 years of experience in cards issuing, fraud risk, and authorization management
- Strong understanding of credit cards issuing business lifecycle (activation, usage, retention, spend growth)
- Proven experience managing authorization strategies and fraud controls in issuing environments
- Familiarity with fraud and auth platforms
- Ability to translate analytics into actionable portfolio-level interventions
- Experience working closely with cards business teams (not just acquisition/sales)
- Strong stakeholder management across risk, fraud, and cards portfolio teams
- Awareness of SAMA regulations around fraud reporting & liability
- Experience in local market fraud trends (KSA/GCC)
- Understanding of compliance vs business trade-offs
- Relevant: 10-12 years of experience in fraud
Responsibilities
- Develop a deep understanding of the bank’s credit card portfolio, including customer segments, spend behavior, and lifecycle performance
- Drive authorization optimization strategies to improve approval rates across the issuing portfolio while maintaining risk thresholds
- Analyze authorization declines (codes, patterns, drivers) and identify opportunities to reduce false declines and enhance customer experience
- Collaborate with fraud and risk teams to optimize fraud rules and controls without negatively impacting genuine transaction approvals
- Monitor and report on key issuing KPIs: approval rates, decline rates, fraud rates, and portfolio performance metrics
- Provide data-driven insights and analytics to support decision-making across cards business, risk, and operations teams
- Enhance reporting dashboards (MIS) for issuing portfolio, focusing on authorization performance and fraud trends
- Act as the interface between client and issuer stakeholders (cards business, risk, fraud, operations), ensuring alignment on initiatives and outcomes
- Pay: ﷼30,000.00 - ﷼40,000.00 per month
Experience
- cards business, authorization and fraud systems: 5 years (Preferred)
- cards issuing, fraud risk, and authorization management: 10 years (Preferred)
Apply for this job in 1 click
Skip the repetitive application forms
Install the Base Career Chrome Extension and autofill job applications across major job boards with your profile.
Trusted by over 500,000 job seekers on Base Career
More from this employer
More jobs at Career Maker
Financial Control Manager - Saudi national
الرياض, KSA
Job Summary We are seeking an experienced Financial Control Manager to lead financial reporting, accounting operations, governance, and compliance activities. The successful candidate will be responsible for ensuring the
C++ Senior Software Engineer, Client Applications
الرياض, KSA
Key Skills & Experience: Modern C++ / Windows system programming Strong commercial experience with modern C++ (C++17 and higher). Solid knowledge of Windows internals: processes, C++ threading primitives (e.g. std::thr
Cards Portfolio Management Specialist
الرياض, KSA
Strategic advisory and execution support for cards portfolio optimization initiatives spanning across key KPIs like ENR, spend, authorization etc. To drive growth in card activation, customer engagement, utilization, bal
Authorization and Fraud Consultant
الرياض, KSA
Responsibilities: Develop a deep understanding of the bank’s credit card portfolio, including customer segments, spend behavior, and lifecycle performance Drive authorization optimization strategies to improve approval
Senior Software Engineer, Client Applications macOS
الرياض, KSA
Key Skills & Experience: Swift / macOS system programming Strong commercial experience with Swift (Swift 5.5 and higher), including async/await, actors, and structured concurrency. Solid knowledge of macOS internals: p
General Manager – Aftersales (Automotive)
Dubai, UAE
General Manager – Aftersales (Automotive) Location: GCC Overview We are seeking an experienced and commercially driven General Manager – Aftersales to lead and optimize the aftersales operations for a leading multi-brand
Director – Master Planning (Golf Course & Luxury Residential)
Dubai, UAE
Director – Master Planning (Golf Course & Luxury Residential Developments) Overview We are seeking an experienced Director – Master Planning to lead the planning and design coordination of prestigious golf course and hig
Agentic AI & Full Stack
, KSA
We're looking for experienced engineers who can combine AI expertise, strong engineering skills, business understanding, and customer-focused thinking to build impactful AI products. What We're Looking For Exposure to E
Financial Control Manager - Saudi national
الرياض, KSA
C++ Senior Software Engineer, Client Applications
الرياض, KSA
Cards Portfolio Management Specialist
الرياض, KSA
Authorization and Fraud Consultant
الرياض, KSA
Senior Software Engineer, Client Applications macOS
الرياض, KSA
General Manager – Aftersales (Automotive)
Dubai, UAE
Director – Master Planning (Golf Course & Luxury Residential)
Dubai, UAE
Agentic AI & Full Stack
, KSA