Associate Technical Product Manager - Cards (Issuing/Acquiring)

Role Overview

Key Responsibilities

• Own card product initiatives from requirements and design through implementation and optimization.
• Manage payment scheme integrations, certification, testing, implementation, and compliance.
• Drive Apple Pay and Samsung Pay integrations and optimize authorization, clearing, settlement, and reconciliation journeys.
• Define product requirements, business rules, functional specifications, APIs, integrations, and technical dependencies.
• Analyze portfolio performance and improve revenue, profitability, customer adoption, operational efficiency, and processing costs.
• Develop card propositions, monitor product KPIs, and prioritize roadmap initiatives by business and regulatory value.

Required Qualifications and Experience

• 2–4 years of hands-on experience in card products, payments, issuing, acquiring, or payment technology.
• Strong practical knowledge of card issuing and acquiring and experience with one or more major payment schemes.
• Experience with scheme certification, payment scheme integrations, Apple Pay, and Samsung Pay.
• Understanding of authorization, clearing, settlement, reconciliation, card processing, POS, payment gateways, processors, and APIs.
• Strong understanding of payment architecture, card technology, regulatory requirements, stakeholder management, communication, analysis, and product management.

Preferred Qualifications

• Experience in banks, FinTechs, payment service providers, card issuers, acquirers, or payment processors.
• Experience with card processing platforms, payment switches, EMV, 3DS, tokenization, PCI DSS, or digital payment technologies.
• Experience launching new card products, working in Agile product development, or operating in the Saudi banking and payments market.

Benefits and Opportunity

• Competitive compensation based on experience and qualifications.
• Medical insurance, annual leave under Saudi labor regulations, annual air ticket allowance, and applicable visa sponsorship and relocation support.
• Opportunity to work on enterprise payment initiatives with cross-functional teams and modern platforms, APIs, cloud, and hybrid architectures.
• Exposure to payment technologies, schemes, FinTech solutions, and strategic technology transformation programs.