Associate Director, Education Sector

Role overview

Key responsibilities

• Analyze clients and education subsectors, including K-12, higher education, and nurseries, to identify opportunities and risks.
• Prepare credit applications, term sheets, information memoranda, mandate letters, and other transaction documentation.
• Assess credit, market, and operational risks with risk and product teams.
• Coordinate periodic KYC reviews and ensure timely credit reviews and annual renewals.
• Maintain covenant compliance, credit quality, AML approvals, and regulatory compliance.
• Secure new-to-bank education-sector business and cross-sell WBG products, transaction banking, cash management, liquidity, and Treasury/FX.
• Create client account plans and manage transactions, communications, onboarding, and account opening.
• Maintain complete client documentation and satisfactory audit outcomes.
• Act as primary financial modeler and technical underwriting writer for the education portfolio.
• Coordinate with Risk, Legal, and Compliance to resolve transactional bottlenecks and approvals.

Required qualifications

• Bachelor’s degree in Finance, Economics, Business Management, or a related quantitative discipline.
• 5–7 years of experience in Corporate Banking Coverage, Structured Finance, or Investment Banking.
• Proven corporate client experience in Education, including familiarity with enrollment cash flows, capital expenditure needs, and regulatory limits.
• Strong knowledge of Wholesale Banking credit structures, market solutions, and corporate strategies.
• Deep proficiency in financial modeling, corporate risk analysis, and Treasury/FX hedging concepts.
• Strong communication and internal diplomacy skills.

Preferred qualifications

• MBA or master’s degree in Business Administration or Finance is highly preferred.
• Formal bank credit training or CFA certification is highly advantageous.