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Assistant Manager - Credit MIS and Analytics (UAE National)

Emirates NBD
Dubai, UAE
Full-time
Mid-Senior
Onsite
Discovered Today
Credit MIS and reportingRisk dashboardsRetail credit portfolio analysisLoss forecastingCredit and collections segmentationMicrosoft Suite

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Role purpose

The Credit Policy unit covers Retail Lending products including Personal Loans, Auto Loans, Credit Cards, Mortgages, Overdraft, and SME.

The role is part of a team of analysts, statisticians, and database managers developing and enhancing MIS and analytical reports and a data platform and analytics pack for products.

Responsibilities

  • Prepare monthly Retail portfolio risk dashboards and MIS; investigate portfolio deterioration and track delinquencies and losses against budget.
  • Assist with loss forecast models, including Micro SME; coordinate volume budgets and policy factors with product teams, validate models, and track actuals against plans.
  • Execute monthly credit and collections segmentation models for Retail and Micro SME; ensure data matches approved segmentation documents and publish results to stakeholders on time.
  • Prepare monthly portfolio updates, generate Personal Loan retention bases and CLI/LOC bases, analyze profitable Credit Card segments, and prepare material for decks.

Education, experience, and skills

  • Graduate degree or above and 3–5 years of experience.
  • Knowledge of Microsoft Suite, SAS, and other statistical tools; strong analytical skills.
  • Knowledge of retail asset banking products and good problem-solving and communication skills.

Work arrangement

  • The employer describes a flexible work policy that allows employees to work from home when it suits them; specific role-level workplace arrangements are not stated.

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