Assistant Manager - Credit MIS and Analytics (UAE National)
Role Overview
The Credit Policy unit covers Retail Lending products including Personal Loans, Auto Loans, Credit Cards, Mortgages, Overdraft, and SME.
The role is part of a team of analysts, statisticians, and database managers developing and enhancing MIS and analytical reports and a data platform and analytics pack for products.
Key Skills for This Role
Full Job Posting
Role purpose
The Credit Policy unit covers Retail Lending products including Personal Loans, Auto Loans, Credit Cards, Mortgages, Overdraft, and SME.
The role is part of a team of analysts, statisticians, and database managers developing and enhancing MIS and analytical reports and a data platform and analytics pack for products.
Responsibilities
- Prepare monthly Retail portfolio risk dashboards and MIS; investigate portfolio deterioration and track delinquencies and losses against budget.
- Assist with loss forecast models, including Micro SME; coordinate volume budgets and policy factors with product teams, validate models, and track actuals against plans.
- Execute monthly credit and collections segmentation models for Retail and Micro SME; ensure data matches approved segmentation documents and publish results to stakeholders on time.
- Prepare monthly portfolio updates, generate Personal Loan retention bases and CLI/LOC bases, analyze profitable Credit Card segments, and prepare material for decks.
Education, experience, and skills
- Graduate degree or above and 3–5 years of experience.
- Knowledge of Microsoft Suite, SAS, and other statistical tools; strong analytical skills.
- Knowledge of retail asset banking products and good problem-solving and communication skills.
Work arrangement
- The employer describes a flexible work policy that allows employees to work from home when it suits them; specific role-level workplace arrangements are not stated.
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