SME Lending Accountant

Overview

Position Overview

Key Responsibilities

• **SME Loan Accounting**: Oversee and manage the full accounting cycle for SME lending products, including loan disbursements, interest accruals, repayments, and reconciliations.
• **Financial Reporting**: Prepare timely and accurate financial reports for SME lending portfolios, including balance sheets, income statements, and cash flow statements.
• **Loan Performance Tracking**: Monitor the performance of SME loans, including tracking payment schedules, outstanding balances, interest rates, and loan performance metrics.
• **Compliance & Regulation**: Ensure that all lending transactions comply with local regulatory standards, accounting principles (IFRS, GAAP), and New Capital FC's internal policies.
• **Profitability Analysis**: Conduct financial analysis to assess the profitability of SME loans, providing recommendations to optimize terms, conditions, and pricing.
• **Risk Management**: Collaborate with risk management teams to assess and mitigate financial risks, ensuring the quality and stability of the loan portfolio.
• **Forecasting & Budgeting**: Assist with forecasting and budgeting for SME lending products, helping to set financial targets and ensure resources are allocated efficiently.
• **Client Support**: Work closely with relationship managers to assess SME clients' financial health and ensure that lending products meet their needs while maintaining profitability.
• **Audit & Reporting**: Assist with internal and external audits by preparing necessary financial documents, ensuring transparency, and maintaining the integrity of the lending operations.
• **Process Improvement**: Recommend and implement improvements to the SME lending accounting processes to increase efficiency, accuracy, and compliance.

Qualifications

• Bachelor’s degree in Accounting, Finance, Business Administration, or a related field.
• Minimum of 3-5 years of experience in accounting or financial services, with a focus on SME lending or banking operations.
• Solid understanding of SME lending products, including loans, lines of credit, and interest-bearing accounts.
• Proficiency in financial software (e.g., SAP, QuickBooks, Oracle) and advanced Excel skills.
• Knowledge of local financial regulations and compliance requirements in Qatar, specifically in the banking and lending sectors.
• Strong analytical and problem-solving skills, with the ability to provide actionable insights from financial data.
• Detail-oriented with exceptional organizational skills and the ability to handle multiple tasks and meet deadlines.
• Excellent communication skills, both verbal and written, with the ability to collaborate effectively across departments.
• Fluency in English (Arabic proficiency is a plus).
• Professional certifications such as CPA, CMA, or related qualifications would be an advantage.
• Why New Capital FC?
• **Competitive Compensation**: Attractive salary and benefits package, including health insurance, paid time off, and performance-based bonuses.
• **Career Growth**: Join a fast-growing financial institution that values professional development and offers ample opportunities for career advancement.
• **Impactful Role**: Play a crucial part in the success of small and medium-sized enterprises (SMEs) in Qatar, contributing directly to their financial health and business growth.
• **Collaborative Culture**: Work in a supportive and collaborative environment where your contributions are valued, and your professional development is a priority.
• **Dynamic Location**: Experience the professional and cultural vibrancy of Doha, Qatar, a global business hub offering excellent living standards and opportunities.

How to Apply