Senior Credit Manager
Job Fit Check
Base Career helps you apply smarter for this job.
Key skills for this role
About the Role
**Role: Senior Credit Manager for Wholesale Banking** **Location: Abu Dhabi/Dubai, UAE** **Role purpose:** * Responsible for reviewing credit applications for Wholesale Banking * Evaluate individual credit requests (for new and existing) corporate clients * Ensuring all credit and other applications / requests submitted from Business are in line with ADIB credit policies and procedures, TM / RACs and other legal regulations * Present with recommendation to Sen
Key Skills for This Role
Full Job Posting
Role purpose
- Responsible for reviewing credit applications for Wholesale Banking
- Evaluate individual credit requests (for new and existing) corporate clients
- Ensuring all credit and other applications / requests submitted from Business are in line with ADIB credit policies and procedures, TM / RACs and other legal regulations
- Present with recommendation to Senior Credit Officers
Key accountabilities of the role
- Responsible for reviewing all new finance requests, annual reviews, Interim requests and providing credit recommendation.
- Ensure that facilities purpose and structure are in line with customer’s financing requirements and repayment capacity; optimize the risk return traded through efficient collaterals, financial covenants and terms & conditions
- Establish effective communication with Business to understand the client’s needs and ensure that dealing due diligence (qualitative and quantitative) is robust
- Make sure appropriate risks/mitigation analysis is in place, primary & secondary sources or repayment have been adequately identified, addressed, and can withstand the tenor on base and stressed case scenarios.
- Ensure Credit Policy and TM/RAC adherence. Highlight deviations to the Regional Risk Manager and ensure that appropriate justification/mitigants are in place.
- Conduct joint customer site visits with Regional Risk Manager when required in order to evaluate the quality of the management/operation and credit worthiness.
- Monitor early warning indicators to identify potential problematic accounts. Report trigger breaches to the Regional Risk Manager. Prepare minutes to red flag meetings.
- Ensure strict compliance with bank’s credit policies and procedures and central bank laws and regulations.
- Monitor post disbursement, past dues and TOD reports and oversee collection of past due accounts in coordination with the business team. Manage delinquencies by recommending rescheduling / restructuring of facilities or transferring the account to Asset Remedial Management.
- Participate in projects that streamline and improve existing processes including policy and process revisions.
- Prepare and update Risk & Control Self-Assessment (RCSA), manage the quarterly credit self-assessment / control testing process and reporting for the unit ensuring timely submissions and tracking of corrective active plan.
- Help prepare periodic portfolio reviews in line with scenario plan requirement and ongoing monitoring of action plan / triggers identified in the review.
- Arrange and manage process for greenlighting of new transactions.
- Any other assignment given by SCO’s and GCCO
- Technical knowledge – Previous Corporate Banking / Credit experience preferred.
- Previous experience:
- Minimum of 8-10 years of Corporate Banking experience
- This position is open for UAE Nationals only.
Apply for this job in 1 click
Skip the repetitive application forms
Install the Base Career Chrome Extension and autofill job applications across major job boards with your profile.
Trusted by over 500,000 job seekers on Base Career
More from this employer
More jobs at ADIB - Abu Dhabi Islamic Bank
Retail Business Control Senior Officer
Dubai, UAE
Role : Retail Business Control Senior Officer Location : Dubai Role Purpose: Overseeing and ensuring the effective governance and compliance of retail banking operations in the areas of Liabilities, Alternative Channels,
Outsource Operations Specialist
Abu Dhabi, UAE
Role: Outsource Operations Specialist Location: Abu Dhabi Role purpose: HR Specialist is responsible for providing support in the various job tasks of the human resources functions and is expected to support the overall
Cyber Security Associate
Abu Dhabi, UAE
Role: Cyber Security Associate (UAE Nationals Only) Location: Abu Dhabi Role Purpose: * Reporting to the Head of IS Programs and Projects. The Cyber Security Associate is responsible for supporting the governance and exe
Relationship Manager
Dubai, UAE
Company Description Abu Dhabi Islamic Bank (ADIB), headquartered in Abu Dhabi, UAE, is a leading Islamic bank with a mission to be a lifelong financial partner for its customers, colleagues, and the community. Establishe
Senior Valuer
Dubai, UAE
Role : Senior Valuer Location : Dubai Role Purpose: To carry out inspections, draft and write reports (Residential and/or Commercial) under supervision, carry out market research, with the aim of producing a high standar
Head of IS Risk Management
Abu Dhabi, UAE
Role聽聽聽聽聽聽 : Head of IS Risk Management Location : Abu Dhabi Role Purpose: Purpose of this role is to ensure聽managing and overseeing the full spectrum of information security risk management while ensuring completion of
Senior Credit Control Officer
Abu Dhabi, UAE
Role: Senior Credit Control Officer Location: Abu Dhabi, UAE Role purpose: Possess sound knowledge of Islamic financing structures, relevant Facility Agreements, and associated collateral/security documentation. Ensure
Relationship Manager - ADIB Securities
Abu Dhabi, UAE
Role聽聽聽聽聽聽 : XX Location : Al Ain聽聽聽聽聽聽聽聽聽聽聽聽聽聽聽聽聽聽聽聽聽聽聽聽聽聽 Role Purpose: The Relationship Sales Manager will drive client acquisition, retention, and revenue growth for ADIB Securities by leveraging market expertise, et
Retail Business Control Senior Officer
Dubai, UAE
Outsource Operations Specialist
Abu Dhabi, UAE
Cyber Security Associate
Abu Dhabi, UAE
Relationship Manager
Dubai, UAE
Senior Valuer
Dubai, UAE
Head of IS Risk Management
Abu Dhabi, UAE
Senior Credit Control Officer
Abu Dhabi, UAE
Relationship Manager - ADIB Securities
Abu Dhabi, UAE