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Product Manager, Personal Loan

Astra TechAbu Dhabi, UAE1 months agoMid-Senior
Mid-Seniorfulltime

Skills

ExcelScalaSEM

About This Role

Role Summary

This role is responsible for the

end-to-end lending product lifecycle

, including product strategy, risk and pricing design, customer journey optimization, and cross-functional execution.

The ideal candidate has

deep hands-on experience in consumer lending products

, a strong understanding of

credit risk

, and

excellent English communication skills

to work effectively with engineering, risk, compliance, and senior stakeholders.

Product Strategy & Ownership

  • Own the end-to-end product lifecycle of the lending product, from ideation to launch and iteration
  • Define product vision, roadmap, and success metrics aligned with business and risk objectives
  • Continuously optimize product performance across conversion, and profitability

Credit & Risk Collaboration

  • Work closely with Risk and Data teams to design and enhance:
  • + Credit decision logic
  • + Pricing and limit strategies
  • + Eligibility and downgrade / upgrade flows
  • Monitor portfolio performance and drive data-driven improvements

Product Design & Delivery

  • Lead requirements definition including PRDs, user flows, and acceptance criteria
  • Collaborate with Engineering to deliver scalable, compliant, and reliable solutions
  • Partner with Operations and Collections to ensure smooth post-disbursement and repayment journeys

Compliance & Market Alignment

  • Ensure product design complies with UAE regulatory and compliance requirements
  • Align product features with local market practices and customer expectations

Stakeholder Communication

  • Act as the primary point of contact for cross-functional stakeholders
  • Present product updates, performance insights, and proposals clearly in English
  • Support leadership decision-making with structured analysis and recommendations

Qualifications

Ø

5+ years of experience

as a Product Manager in

consumer lending / credit products

Ø

Excellent English communication skills

(written and spoken)

Ø Proven ability to work with

risk, engineering, and data teams

Ø Experience writing clear PRDs and driving delivery in a fast-paced environment

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