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Operations Processor - Emirati Talent

Commercial Bank International
Sharjah, UAE
Full-time
Entry
Onsite
Discovered 1 weeks ago
Banking operationsLoan processingBanking financial and operational risksServer and operating network systemsBackup arrangementsEnglish

Full Job Posting

Job purpose

Scrutinize documents according to unit policies and procedures and process banking transactions accurately and efficiently.

Safeguard records, provide professional service to internal and external customers, and maintain operations reports.

The position handles sensitive information and requires tact, discretion, and sound judgment.

Processing and coordination

  • Handle court-received CCMS cases and respond within agreed turnaround times.
  • Review documents for personal, buyout, top-up, staff, auto, and home loans; reschedules; mortgage releases; settlements; guarantees; manager cheques; deposit releases; and related renewals or cancellations.
  • Provide transaction instructions to relevant units and notify sources of discrepancies within agreed service levels.
  • Sign authorized fulfillment communications, including liability letters, auto-loan LPOs, court letters, and balance confirmations.
  • Coordinate between central operations, branches, and divisions; relay instructions and follow up on assignments and projects.
  • Respond to branch and internal-division queries within agreed turnaround times.

Controls, records, and reporting

  • Maintain confidential division records and protect sensitive information.
  • Prepare, check, and monitor unit reports, including AFT-not-linked, error, and document-discrepancy reports.
  • Keep applications and records in a dual-control fireproof cabinet, file daily documentation, and archive records according to bank policy.
  • Maintain the register of keys under custody and obtain unit-manager approval.
  • Follow the code of conduct, procedures, process and risk controls, key-control standards, and clean-desk policy; support satisfactory audit results.

Continuous improvement and team support

  • Maintain individual productivity and provide training to new joiners and ongoing guidance to processing assistants.
  • Participate in and recommend system developments, enhancements, and solutions.
  • Analyze process flows, identify gaps, and recommend improvements to productivity and processing efficiency.
  • Supervise and motivate staff when required and undertake other duties consistent with the role.

Education and experience

  • Bachelor’s degree or high school diploma in any field.
  • At least three years of experience in banking operations.

Qualifications and skills

  • Knowledge of banking financial and operational risks.
  • Working knowledge of server or operating network systems and backup arrangements.
  • Excellent verbal and written English communication skills and strong computer proficiency.
  • Strong interpersonal, organizing, planning, and time-management abilities, with attention to detail and accuracy.

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