Lead Java Developer (Ref: 196877)
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About the Role
We are seeking a senior Java Engineer to join the financial credit risk control program, delivering high-performance components that support credit decisioning, fraud detection, and analytics across the lending lifecycle.
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Job Description
We are seeking a senior Java Engineer to join the financial credit risk control program, delivering high-performance components that support credit decisioning, fraud detection, and analytics across the lending lifecycle.
The role centers on building resilient microservices and well-documented APIs that sustain pre- and post-loan workflows within a regulated, fast-moving environment.
Key Responsibilities
- Design and implement Java-based risk modules covering application screening, fraud prevention, and loan monitoring.
- Build high-availability API ecosystems capable of handling peak demand with sub-second latency for pre-loan processes and reliable performance post-loan.
- Leverage modern Java frameworks (Spring Boot, Spring Cloud, Alibaba Cloud stack, Nacos, Apollo, Seata) to ensure microservice resilience, data integrity, and idempotent processing to mitigate duplicate lending.
Requirements
- Bachelor’s degree in Computer Science or related field; minimum of 5 years of practical Java development within financial services or risk management domains.
- Expertise in scalable microservices with RESTful APIs, event-driven designs, and cloud-native deployment.
- Proficiency with Spring Boot, Spring Cloud, Alibaba Cloud components (Nacos, Apollo) and distributed transaction management (Seata).
- Experience in performance tuning, profiling, and optimization to meet strict service level agreements.
- Knowledge of security best practices, data privacy regulations, and secure coding standards.
- Strong collaborative, communication, and problem-solving abilities to work across cross-functional teams.
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