GRC Lead – Digital Financial Services

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Law, Economics or a related field.
• A postgraduate qualification (e.g. MBA, Master's in Risk or Finance) is an advantage but not essential
• CAMS, FRM, CRCM or equivalent risk/compliance certification (Good to have)
• 8–12 years’ experience in credit risk, lending risk, risk governance or regulatory roles within FinTech, banking, consumer finance, payments or another regulated financial-services business.
• Strong hands-on experience in digital credit or lending risk, including underwriting, affordability, exposure management, portfolio monitoring, delinquency management, collections oversight and loss-performance analysis.
• Strong experience in regulatory compliance, risk frameworks, policy development, control design, risk registers and management reporting.
• Working knowledge of AML/CFT, sanctions, e-KYC, fraud-risk management, transaction monitoring and consumer-protection requirements.
• Experience supporting licensing applications, regulatory submissions, inspections, audits or supervisory engagement.