Credit Assessment Analyst
Role Overview
The Credit Assessment Analyst plays a key role in managing and mitigating credit risk across Momentum's commercial and industrial customer portfolio. The role is responsible for coordinating credit assessments within approved risk limits, monitoring the ongoing risk exposure of existing customers, and providing specialist advice and support on credit assessment processes and systems to customer-facing teams. The position also supports the Credit Risk Lead and Senior Credit Risk Analyst by assisting with day-to-day operations and contributing to the effective functioning of the Credit Risk team.
Assess customer credit risk and complete credit reviews.
Manage credit exposure across the customer portfolio.
Prepare credit recommendations and risk reports.
Monitor high-risk and secured customer accounts.
Support cash flow outcomes and minimise bad debt risk.
Contribute to credit system improvements and testing.
Provide reporting, analysis and support to stakeholders and the Credit Risk team.
Further information can be found on the attached Position Description: PD Momentum - Credit Assessment Analyst.pdf
Full Job Posting
About the Role
The Credit Assessment Analyst plays a key role in managing and mitigating credit risk across Momentum's commercial and industrial customer portfolio. The role is responsible for coordinating credit assessments within approved risk limits, monitoring the ongoing risk exposure of existing customers, and providing specialist advice and support on credit assessment processes and systems to customer-facing teams. The position also supports the Credit Risk Lead and Senior Credit Risk Analyst by assisting with day-to-day operations and contributing to the effective functioning of the Credit Risk team.
Assess customer credit risk and complete credit reviews.
Manage credit exposure across the customer portfolio.
Prepare credit recommendations and risk reports.
Monitor high-risk and secured customer accounts.
Support cash flow outcomes and minimise bad debt risk.
Contribute to credit system improvements and testing.
Provide reporting, analysis and support to stakeholders and the Credit Risk team.
Further information can be found on the attached Position Description: PD Momentum - Credit Assessment Analyst.pdf
About You and Your Experience
• Commercial credit management experience • Experience preparing portfolio and management reports • Strong relationship management skills • Ability to interpret credit assessments, trade data and financial reports • Strong negotiation, communication and interpersonal skills • Sound risk analysis, decision-making and conflict resolution skills • Advanced Excel skills and knowledge of Experian credit reports • Strong attention to detail with excellent time management and self-management skills • Strategic thinking with a goal-oriented approach
What's in it for you?
You'll work in an incredibly fun and rewarding business that genuinely values its people and customers.
We are super proud of where we work, our workplace and work culture. We pride ourselves on balancing work and home life and offer a truly flexible work environment, a competitive remuneration package, and the opportunity to play a role in Australia’s renewable energy transformation.
Interested but not sure if you tick enough boxes? At Momentum, we believe in the power of unique backgrounds and skillsets. And really, box-ticking is overrated. So even if you feel you don’t meet all the requirements listed, we strongly encourage you to apply.
For any recruitment enquiries or for any accessibility or workplace adjustment enquires including alternative ways to apply please contact us at [email protected] or +61 402 681 632.
About Momentum Energy
Parent group profile
Hydro Tasmania
Tasmanian government-owned renewable energy generator and water manager supplying electricity through hydropower and retail businesses.
Visit parent group websiteApply for this job in 1 click
Skip the repetitive application forms
Install the Base Career Chrome Extension and autofill job applications across major job boards with your profile.
Trusted by over 500,000 job seekers on Base Career
More from this employer