COMPLIANCE OFFICER & MONEY LAUNDERING REPORTING OFFICER (MLRO) - (UAE experience)

Location:** DMCC

Summary

Compliance & Regulatory Oversight

• Act as the appointed MLRO for the UAE business
• Ensure compliance with UAE AML/CFT regulations, Federal Decree-Law No. 20 of 2018, Cabinet Decision No. 10 of 2019, and applicable Free Zone regulations (DMCC, DIFC, ADGM, RAKEZ, etc.)
• Provide oversight and advisory support for compliance documentation relating to selected Hong Kong entities
• Maintain and update AML/CFT policies, compliance manuals, risk assessments, and internal procedures
• Monitor compliance with sanctions screening, KYC/CDD, EDD, UBO verification, and ongoing monitoring requirements

Client File Governance

• Develop and implement firm-wide client documentation standards and governance frameworks
• Establish document checklists, naming conventions, version control, and secure record management processes
• Manage KYC/CDD refresh schedules and monitor expired or outstanding client documentation
• Conduct periodic compliance audits and quality assurance reviews of client files
• Ensure all client records remain audit-ready and fully compliant

Mlro Responsibilities

• Manage all goAML reporting, including STRs, SARs, DPMSRs, and Targeted Financial Sanctions (TFS) reporting
• Review and escalate suspicious transactions and high-risk client activities
• Approve, suspend, or decline client onboarding where compliance standards are not met
• Escalate significant compliance risks directly to senior management
• Monitor remediation activities and ensure timely resolution of compliance issues

Training & Risk Management

• Deliver AML/CFT and compliance training to employees
• Promote a strong culture of regulatory compliance and ethical conduct
• Provide internal guidance on compliance matters, documentation standards, and regulatory requirements
• Monitor regulatory developments and recommend policy updates where required

Requirements

• Bachelor's Degree in Law, Finance, Business Administration, or a related discipline
• Minimum **3–5 years of UAE experience** in AML/CFT compliance
• Experience within corporate services, trust companies, fiduciary services, financial services, DNFBPs, or company formation firms
• Strong knowledge of UAE AML/CFT legislation, sanctions compliance, and regulatory reporting
• Hands-on experience with **goAML**, KYC, CDD, EDD, sanctions screening, UBO identification, and risk assessments
• Experience managing compliance documentation and client file governance
• Knowledge of UAE Free Zone regulatory requirements (DMCC, DIFC, ADGM, RAKEZ, etc.)
• Excellent analytical, investigative, and problem-solving skills
• Strong report writing and policy drafting abilities
• High level of integrity, discretion, and professional judgment

Preferred Certifications

• ACAMS
• ICA Certification
• CGSS

Ideal Candidate

Application Question(S)

• Do you speak Russian ?
• How many years of UAE experience in AML/CFT compliance do you have?
• Do you have experience within UAE corporate services, trust companies, fiduciary services, financial services, DNFBPs, or company formation firms?
• [Name which one]
• Do you have knowledge of UAE Free Zone regulatory requirements (DMCC, DIFC, ADGM, RAKEZ, etc.) ?
• Current Salary (AED) and Expected Salary (AED) ?
• Immediate Joiner?