Compliance Manager, Card

Role overview

What you'll do

• Advise across card marketing, checkout, onboarding, Apple Pay and Google Pay wallets, disputes, and servicing.
• Apply EFTA (Reg E), TILA (Reg Z)/CARD Act, and related rules to novel regulatory questions.
• Review and approve card marketing, disclosures, and UX for regulatory and consumer-protection compliance.
• Lead root-cause analysis and durable remediation of card issues, including disputes, adverse action notices, and declines.
• Support regulatory exams and bank partner audits with Compliance Testing, Legal, and Risk.
• Maintain the compliance risk assessment and control inventory, identify coverage gaps, and develop card-specific training materials.
• Advise on evolving card features and surface compliance risks early in product development.

What we look for

• 8+ years in financial-services compliance advisory with a bachelor's degree; alternatively, 6+ years with a master's degree, 3+ years with a PhD, or equivalent.
• Meaningful experience with card or payments compliance.
• Deep working knowledge of EFTA (Reg E) and TILA (Reg Z)/CARD Act for card products; familiarity with TISA (Reg DD) and UDAAP.
• Visa or Mastercard network-rules experience is a plus.
• Independent risk-based judgment in ambiguous, fast-paced environments.
• Experience partnering with Product and advising Product, Engineering, and Operations on card, lending, or payments programs.
• Experience taking issues from root-cause analysis through sustainable remediation.
• Strong communication, strategic thinking, and problem-solving skills; able to present regulatory issues to senior leadership.

Pay

• Canadian base pay range is $128,000–$188,000 per year.
• Total compensation may include equity, monthly stipends, and benefits.

Workplace

• Affirm describes the role as remote-first, with flexibility within the country of employment.

Benefits

• Health coverage premiums are covered for employees and dependents.
• Monthly stipends support technology, health, and wellness spending.
• Flexible time off, holiday calendars, and an employee stock purchase plan are offered.