Backend Architect, Binance Pay & Card
Role Overview
The Binance Pay&Card team is revolutionizing how people transact and manage their finances globally.
Binance Pay enables users to send, receive, and pay with crypto seamlessly.
As a Backend Architect on the Pay&Card Team, you will architect and build card-related systems end to end.
You will work with cross-functional teams to design scalable, secure, and compliant infrastructure supporting card systems and lifecycle management.
Key Skills for This Role
Full Job Posting
About Binance
Binance is a leading global blockchain ecosystem behind the world's largest cryptocurrency exchange by trading volume and registered users.
Trusted by 300+ million people in 100+ countries for security, user fund transparency, trading engine speed, deep liquidity, and digital-asset products.
Mission is to increase the freedom of money and financial access for people around the world.
Role Overview
The Binance Pay&Card team is revolutionizing how people transact and manage their finances globally.
Binance Pay enables users to send, receive, and pay with crypto seamlessly.
As a Backend Architect on the Pay&Card Team, you will architect and build card-related systems end to end.
You will work with cross-functional teams to design scalable, secure, and compliant infrastructure supporting card systems and lifecycle management.
Responsibilities
- Architect, build, and maintain backend systems for card issuing and card lifecycle management.
- Lead the technical design and implementation of card certification processes (Visa, MasterCard, Apple Pay / Google Pay onboarding programs).
- Define and drive the system architecture, service boundaries, and integration patterns for card platform services.
- Ensure system reliability, scalability, and compliance with payment network standards.
- Collaborate with product, compliance, and engineering teams to translate business requirements into technical specifications.
- Establish engineering best practices, code quality standards, and technical documentation for the team.
- Work hands-on — this is a builder role, not a pure advisory position.
Requirements
- 8+ years of backend engineering experience with strong Java / Spring expertise.
- Direct experience building or maintaining a card system.
- Experience with card certification processes and/or card onboarding programs.
- Strong system design and architecture skills, with experience in distributed systems and high-throughput payment infrastructure.
- Understanding of card network standards, payment flows, and compliance requirements.
Preferred Qualifications
- Experience at a fintech, startup, or crypto company that has issued cards.
- Familiarity with card lifecycle management, tokenization, and payment gateway integrations.
- Experience working in agile, fast-paced environments with short release cycles.
Why Binance
- Shape the future of finance.
- Collaborate with world-class talent in a user-centric global organization with a flat structure.
- Tackle challenging projects in a fast-paced and innovative environment with autonomy.
- Thrive in a results-driven workplace with opportunities for career growth and continuous learning.
- Competitive salary and company benefits.
Work Arrangement
- Remote-first, work-from-home arrangement (may vary depending on the nature of the role and team).
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