Associate Director

Opportunity

Responsibilities

• Review underwriting, credit applications, and loan commitments; support analysts and handle complex transactions with minimal oversight.
• Gather client due diligence, build relationships, recommend mortgage solutions, and make decisions on loan advancement, structuring, and credit.
• Analyze property financial statements and recommend loan size, terms, conditions, and pricing.
• Review appraisal, environmental, and engineering reports against investor requirements and lending guidelines.
• Review conditions and exceptions, prepare credit and investor recommendations, and prepare loan summaries and approval documents.
• Coordinate with funders, investors, legal teams, consultants, and clients; prepare letters of interest and commitment letters.
• Develop and analyze construction pro formas; monitor construction loan draws, budgets, undertakings, pending loans, and fees.
• Assist with client meetings, team training, and mentorship; follow applicable AML policies and procedures.

Experience and qualifications

• Commercial real estate lending experience is required; 6–7 years in a related commercial real estate role.
• Undergraduate degree and/or MBA focused on finance or real estate is requested.
• Knowledge of applicable real estate lending regulations; experience with financial analysis of balance sheets and income statements.
• Experience communicating with clients and transaction parties; strong understanding of legal documents, ownership structures, and AML requirements.
• Preferred experience in CMHC or construction finance, development, private equity, cost consulting, or accounting with a commercial mortgage focus.
• Familiarity with property valuation and construction; advanced PC skills, especially Word and Excel.
• Strong organization, accuracy, attention to detail, and ability to manage multiple tasks with minimal supervision.
• French-English bilingualism is an asset.

Working environment

• Office environment with periods of high volume and tight timelines.
• Work involves extended sitting, repetitive keyboard and mouse use, screen viewing, and multitasking while speaking with customers.

Compensation and benefits

• Salary range is $85,000–$120,000; the description does not state a pay period.
• Compensation package includes base salary, bonus, benefits, and career advancement opportunities; benefit eligibility is subject to employment terms.