Associate, Credit Management - Corporate Client Group

Role overview

Responsibilities

• Manage credit risk for loan facilities and trading derivative lines, including preparing credit amendments and annual reviews.
• Review loan documentation and conduct annual risk assessments, including financial modeling where required.
• Monitor financial and industry information, regulatory events, rating agency movements, and early warning signals.
• Identify deteriorating risk situations through credit analysis and propose courses of action to leadership when needed.
• Verify compliance with loan agreements, financial covenants, margin limits, and bank policy.
• Maintain accurate bank system records of credit agreement terms, conditions, and related documentation.
• Build relationships across Corporate Client Group, Risk Management, Global Loans Administration, service managers, cash managers, and other functions.

Must-have qualifications

• Strong credit, analytical, and technical skills, including financial statement and corporate or commercial client report assessment.
• Professional written and verbal communication skills and ability to work effectively in a team and across a large organization.
• Ability to understand complex legal documents, prioritize, maintain attention to detail, and meet time-sensitive deadlines under pressure.
• Strong Excel, Word, and PowerPoint skills.

Nice-to-have qualifications

• Working toward an MBA or professional designation such as CPA or CFA, or holding a relevant postgraduate degree.
• Previous banking experience in relationship management, credit proposals, credit processes, policies, or risk analysis.
• Ability to communicate and read legal documentation in French.
• Familiarity with RBC Capital Markets credit processes, loan agreements, or internal systems such as CCMS, TMS, and Newton.

What RBC offers

• Opportunity to make a lasting impact and do challenging work in a collaborative, high-performing team.

Employment details

• Full-time, regular, salaried position with 37.5 work hours per week.