Assistant Manager - Underwriting (General Insurance)

General Overview

Assistant Manager - Underwriting (General Insurance)

Key Responsibilities

• Lead and oversee the end-to-end underwriting process for Non-Motor insurance products.
• Review and approve complex or high-value underwriting cases, ensuring sound risk selection and pricing.
• Develop, implement, and maintain underwriting guidelines, policies, and risk assessment frameworks.
• Monitor portfolio performance, underwriting KPIs, and emerging risks, recommending strategies to optimize profitability.
• Ensure timely issuance of policies, renewals, and endorsements while maintaining service excellence.
• Collaborate with Claims, Sales, Operations, Actuarial, and other stakeholders to support portfolio growth and risk management.
• Ensure compliance with regulatory requirements, internal governance standards, and underwriting best practices.
• Lead, mentor, and develop the underwriting team to enhance technical capability and overall performance.
• Prepare management reports and provide insights on portfolio performance, risk exposure, and business opportunities.

Key Requirements

• Bachelor's degree in Insurance, Business Administration, Finance, Risk Management, or a related field.
• **10-12 years of underwriting experience**
• within General Insurance, with strong exposure to Non-Motor lines.
• Proven experience managing underwriting operations and leading high-performing teams.
• Strong knowledge of underwriting principles, portfolio management, pricing strategies, and risk assessment.
• Solid understanding of insurance regulations, governance frameworks, and industry best practices.
• Excellent analytical, decision-making, stakeholder management, and leadership skills.
• Ability to thrive in a fast-paced, commercially driven environment while maintaining underwriting discipline and operational excellence.