Analyste Confirmité LAB - AML Compliance Analyst

Salary range

• The French description states a salary range of $50,000–$80,000; no pay cadence is specified.

About Nesto

Team and role

Key responsibilities

• Complete KYC onboarding reviews and risk-based enhanced due diligence for commercial borrowers, guarantors, indemnitors, and related parties.
• Collect and validate corporate records, including incorporation documents, shareholder registers, trust deeds, and partnership agreements.
• Identify and verify beneficial owners in complex structures and document ownership charts with supporting evidence.
• Conduct periodic KYC refresh reviews and update client risk ratings as needed.
• Assess geographic and sector risk, PEP exposure, and adverse media, and document defensible risk-rating rationales.
• Perform sanctions, PEP, and adverse media screening at onboarding and on an ongoing basis, documenting results and escalating appropriate cases.
• Manage AML escalations, including preparing and submitting suspicious transaction reports directly to FINTRAC.
• Maintain accurate compliance files and support audit and FINTRAC examination readiness.
• Help keep the compliance program current with changing regulatory requirements and guidance.

Role requirements

• The role requires administering and maintaining an AML/CTF program for commercial mortgage lending.
• The described work requires KYC reviews, enhanced due diligence, beneficial ownership analysis, client risk assessment, and screening.
• The role requires accurate compliance documentation and support for audits and FINTRAC examinations.