Treasury Manager

Oversee daily cash positioning and ensure sufficient liquidity for operational and capital needs

Develop and maintain short-term and long-term cash flow forecasts aligned with production and sales cycles

Optimize working capital, particularly inventory-heavy dairy operations and receivables from distribution channels

Take ownership of receivables performance and ensure timely collections from distributors and key accounts

Implement and monitor collection targets; escalate overdue accounts and drive resolution

Collaborate with sales to enforce credit terms and reduce credit risk exposure

Monitor and manage loan maturities, repayments, and covenant compliance

Develop strategies to reduce reliance on short-term borrowings

Optimize interest costs through effective utilization of banking facilities

Support CFO in funding strategy and debt restructuring if required

Oversee trade finance instruments (Letters of Credit, Trust Receipts, Bank Guarantees) for import of raw materials (e.g., milk powder, packaging)

Coordinate closely with procurement and supply chain for timely payments and shipments

Establish and maintain strong internal controls over treasury functions

Ensure compliance with corporate policies and local regulations in the UAE/GCC

Monitor and authorize payments, ensuring proper documentation and approvals

Oversee bank reconciliations and treasury transactions with support from team members

Prepare treasury reports, including cash flow forecasts, variance analysis, and risk exposure reports

Ensure accuracy and timeliness of daily cash reporting

Ensure compliance with IFRS and local regulatory requirements

Support audits (internal and external) related to treasury activities

7. General Insurance Management

Manage and oversee the full general portfolio including PAR, TPL, GLPA, FC, MOC, MBD

Lead annual insurance renewal processes, including policy review, market benchmarking, negotiations with insurers/brokers, and cost optimization.

Maintain accurate insurance records, policy schedules, asset declarations, and claims history for audit and reporting purposes.