Solutions Architect (Cards & Payments)

Role overview

Responsibilities

• Develop end-to-end architectures spanning debit, credit, prepaid, closed-loop, and virtual card issuing; POS and ATM acquiring; e-commerce; and operations such as reconciliation and chargebacks.
• Translate client business requirements and regulatory context into target-state architecture and phased solution strategies.
• Assess existing client platforms and define migration, integration, and interoperability approaches while minimizing disruption to live operations.
• Incorporate local regulatory, scheme, and routing requirements into solution design, coordinating with compliance and legal stakeholders as needed.

Experience and qualifications

• 12 or more years in payments technology, solution architecture, or presales, including client-facing experience.
• Experience designing or architecting payment platform solutions, ideally across issuing/acquiring processing platforms and issuing APIs.
• Experience with platform migration or re-platforming engagements involving live production systems.
• Working knowledge of payment scheme rules, regulatory frameworks, and local market considerations, such as central bank oversight and domestic scheme participation.
• Bachelor’s or master’s degree in computer science, information systems, or a related field.
• TOGAF or PMP certification is a plus, but not mandatory.

Domain and soft skills

• End-to-end knowledge of card issuing, acquiring, e-commerce, and payments operations.
• Excellent communication and leadership skills; strong interpersonal and collaboration skills.
• Ability to work under pressure and meet tight deadlines; positive attitude and strong work ethic.