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indeed

Software Product Management II-SUPPORT SERVICES-Data & Analytics - Support services

Kotak Securities Ltd
Karnataka, IND
Onsite
Discovered 4 weeks ago
Product managementCredit decision support systemsUnderwriting workflowsCredit risk analysisExternal financial data integrationBureau and alternative data

Full Job Posting

Role overview

Product Manager role in Commercial Banking focused on products that support underwriting and credit decision-making across the lending lifecycle.

The products aim to provide structured risk insights, integrate external financial data, identify early portfolio risks, and help credit teams evaluate decisions more efficiently.

The role addresses manual analysis and fragmented systems by building data-driven credit journey products.

Product areas and work

  • Potential product areas include underwriting decision support tools that provide risk insights and structured data for credit teams.
  • Build external data integrations incorporating bureau, financial, and alternative data sources.
  • Develop portfolio intelligence systems to monitor portfolio health and highlight emerging risks.
  • Build credit workflow platforms that structure the movement of underwriting decisions through operational processes.
  • Own the roadmap for credit decision support systems.
  • Collaborate with underwriting and risk teams to understand decision frameworks.
  • Work with analytics and engineering teams to deliver scalable solutions.
  • Design products that reduce manual analysis and improve decision consistency.

Who may thrive

  • The role may suit product managers interested in building financial decision systems.
  • The source highlights curiosity about credit decisions, enjoyment of data and financial systems, and interest in products for complex decision-making.

Opportunity

The role offers an opportunity to shape the evolution of credit decisions from manual processes to intelligence-driven systems within a large lending business.

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