Senior Trade Analyst, Global Transaction Banking (UAE National Only)

Job Purpose

Business & Sales Support

• Provide support to business on the Open Account Trade portfolio, with active and timely execution in the required due diligence, debtor addition and required reportings
• Act as a central coordination point between Trade Sales, Relationship Managers, Operations, and clients on to ensure required due diligence and debtor additions are performed diligently and timely
• KPI: 100% adherence to operational tasks as per Unit SOP
• Ensure proper and accurate digital storage of all verified documents KPI: 100% digital storage
• Maintain service levels by working closely with Operations, RM, and clients KPI: >95% service levels

Risk Support/ Due Diligence

• Complete proposals for facility changes, including buyer/seller additions and deletions KPI: 100% / minimum 30 per month
• Conduct due diligence and validation under Receivables Finance programs KPI: 100% / minimum 500 per mont
• Identify and highlight discrepancies, exceptions, and potential risks, ensuring timely escalation and follow-up

Client Experience, Efficiency & Digitization

• Enhance client experience and turnaround times through efficient handling of requests and coordination
• Work with Operations and Product teams to streamline workflows and improve efficiency
• Contribute to digitisation & process enhancement initiatives KPI: Evidenced improvements via operational feedback / case studies

Compliance & Governance

• Ensure adherence to all Bank policies, procedures, and regulatory guidelines KPI: 100% adherence
• Complete all mandatory trainings within required timelines KPI: 100% completion
• Support RCSA and internal control processes KPI: Pass rating with no material breaches

Knowledge, Skills and Experience

• Knowledge of all Government Related and functional processes.
• Minimum Graduation; preferably MBA / CA / CFA or equivalent
• 4–6 years’ experience in Trade Finance / Open Account Trade / Factoring / Middle Office
• Preferably certified in International Trade and/ or Factoring (FCI / FDA)
• Strong understanding of:
• Trade cycle and financial analysis

Receivables Finance / Open Account structures

• Account conduct and risk considerations
• Working knowledge of banking systems, processes, and products
• Familiarity with local regulations and UAE market practices
• Strong analytical, coordination, and problem-solving skills
• Ability to work independently and manage stakeholders effectively
• Good communication, presentation skills, and professional presence
• High integrity and ability to maintain independence from commercial pressures
• Proficient in the use of Microsoft applications in day to day to ensure disciplined and timely execution