Senior Product Owner- Remittance

About This Role

Job Purpose

The Senior Product Owner / SVP Digital Assets is responsible for driving the development, implementation, and growth of new use cases for digital assets—including stablecoins and blockchain-based solutions—within the bank’s Payment and Retail Assets division. The role is pivotal in creating new revenue streams, improving operational efficiency, and reducing costs by leveraging emerging digital asset technologies. The incumbent will serve as a visionary leader, translating market trends and technological advancements into actionable business initiatives, and will report directly to the Head of Payments and Consumer Lending.

Key Result Areas

- Business Case Development: Identify, evaluate, and prioritize new digital asset use cases that align with the bank’s strategic objectives. Lead the creation of robust business cases to support investment and resource allocation.

- Squad Leadership: Establish and lead squads dedicated to the delivery of prioritized digital asset initiatives. Define squad objectives, ensure collaborative execution, and monitor progress against KPIs.

- Stakeholder Engagement: Proactively manage relationships with key internal stakeholders, including compliance, risk, technology, and operations, to ensure alignment and successful implementation of initiatives.

- Regulatory and Compliance Alignment: Collaborate with legal and compliance teams to ensure all digital asset products and processes adhere to regulatory standards and risk frameworks.

- Technology Enablement: Partner with technology teams to design and implement scalable blockchain and stablecoin

- solutions, focusing on operational efficiency and security.

- Cross-Border Payments: Lead initiatives to enhance digital asset solutions for cross-border money transfers, with a strong emphasis on SWIFT and alternative payment rails.

- Internal: Close collaboration with compliance, risk, technology, and operations teams to drive project delivery and support ongoing product enhancements.

- External: Engage with strategic partners, fintechs, regulators, and industry consortia to ensure best practices and foster innovation in digital asset management

- The role demands a deep understanding of digital assets, blockchain architectures, and digital payment flows. The incumbent must navigate complex regulatory environments, identify and mitigate operational risks, and devise solutions for cross-border and SWIFT payment challenges, ensuring seamless integration of new technologies.

- Lead digital asset initiatives from ideation through launch and lifecycle management

- Approve business cases and resource allocation for prioritized use cases

- Direct squad activities and make tactical decisions to overcome project obstacles

- Represent the bank in external forums and regulatory discussions related to digital assets

Knowledge, Skills and Experience

- Bachelor’s or Master’s degree in Computer Science, Finance, Business, or related field

- Minimum 4 years of proven experience in crypto/blockchain product implementation within financial services

- Solid understanding of digital payment flows and digital asset technologies

- Experience in cross-border money transfer and SWIFT payments strongly preferred

- Demonstrated ability to develop business cases and lead multi-disciplinary teams

- Strong analytical, strategic, and leadership skills

Excellent communication and stakeholder management abilities