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Senior Product Manager

Toptal
Riyadh Region, KSA
Contract
Mid-Senior
Onsite
Discovered Today
Acquiring business managementPOS acquiringeCommerce acquiringProduct managementBanking/fintech/payments domainDigital-first branchless banking

Full Job Posting

Role Overview

A fast-growing digital bank in Saudi Arabia is expanding its card business into point-of-sale acquiring.

The bank started as a digital wallet and has grown into a full branchless bank with a large prepaid card base and newly launched credit and debit products.

Its eCommerce acquiring business is already live; the next step is physical merchant acceptance.

This is a build role, not an optimization role, designing products, processes, and commercial structures behind POS acquiring.

What You'll Do

  • Lead the expansion of the acquiring business into point-of-sale acceptance.
  • Define and stand up merchant sign-up, onboarding, and enablement for physical card acceptance.
  • Shape the product, operational, and commercial structures behind a still-maturing acquiring business.
  • Work alongside the bank's in-house acquiring and product teams, adding senior-level direction and experience.
  • Drive execution against core outcomes: merchant growth, negotiated rates, revenue, and speed to market.
  • Bring a clear point of view on acquiring strategy and execution in the KSA and wider GCC market.

What You Bring

  • Hands-on experience running an acquiring business that includes a point-of-sale component.
  • Senior-level product management experience in banking, fintech, or payments.
  • Deep expertise in both POS and eCommerce acquiring.
  • A track record of building or scaling products and processes in a new or evolving operating environment.
  • A strong understanding of digital-first, branchless banking models.
  • The ability to set commercial and execution priorities tied to merchant acquisition and revenue.
  • Direct experience in the Saudi (KSA) payments or banking market.

Nice to Have

  • Broader GCC market experience (UAE, Qatar, Kuwait, Bahrain, Oman).
  • A traditional banking background, paired with a clear perspective on how a digital bank should operate differently.
  • Familiarity with local scheme and regulatory context, such as mada and SAMA requirements.
  • Arabic language skills.

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