Senior Product Engineer - Cards Platform
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Key skills for this role
About the Role
Lead design and delivery of scalable card services, ensuring compliance and high availability while managing stakeholders and driving Agile initiatives.
Key Skills for This Role
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Role Overview
You will work closely with business, architecture, and technology teams to build resilient, scalable, and compliant card services, ensuring high availability and seamless customer experience.
Key Responsibilities
- End-to-End Ownership:
- Own delivery of cards platform initiatives from requirement analysis to production rollout and post-release stability.
• Product Engineering Leadership
Translate business requirements into scalable technical solutions across cards issuing, acquiring, and payment processing systems.
• Architecture & Design
Contribute to system design, integration architecture, and modernisation of cards platforms (APIs, microservices, event-driven systems).
• Domain Expertise (Cards)
- Work on key areas including:
- Card issuing & lifecycle management
- Authorisation & transaction processing
- Tokenisation & digital wallets
- Scheme integrations (Visa / Mastercard)
- Clearing & settlement
- Stakeholder Management:
- Act as a bridge between business, vendors, and internal tech teams to ensure alignment and delivery excellence.
- Agile Delivery:
- Lead and contribute within Agile squads, ensuring timely delivery, sprint planning, backlog grooming, and prioritisation.
• Production Stability & Incident Management
Own L2/L3 support, incident resolution, RCA, and continuous improvement of platform reliability.
• Quality & Testing Oversight
Ensure strong test coverage (functional, integration, UAT) and support automation initiatives.
• Vendor & Integration Management
Work with third-party vendors and payment processors to deliver seamless integrations.
Required Skills & Experience
- 7+ years of experience in Cards & Payments domain within banking or financial services
- Strong understanding of:
- Cards issuing & acquiring platforms
- Payment flows, authorisation, clearing, settlement
- ISO 8583 messaging (must-have)
- Experience with card management systems (e.g., PowerCARD, VisionPLUS, Prime, or similar)
- Solid understanding of APIs, microservices, and system integrations
- Experience working in Agile environments
Preferred Skills
- Exposure to tokenisation, digital wallets (Apple Pay, Google Pay)
- Knowledge of PCI-DSS compliance and security standards
- Experience in high-volume, mission-critical systems
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