Senior Financial Operations Analyst

Role Overview

Client Portfolio and Financial Health

• Assess large clients using public filings, earnings calls, ratings updates, news, and relationship data.
• Maintain health scorecards tracking liquidity, leverage, profitability, growth, ownership or leadership changes, and early-warning indicators.
• Assess concentration risk and identify clients and segments driving revenue, margin, and growth.
• Deliver portfolio reviews with a clear view of risks, opportunities, and recommended actions.
• Share insights with Credit; credit limits and approvals remain with Credit.
• Partner with Sales and Operations on high-value or strategic accounts and account planning.

Industry and Market Intelligence

• Monitor trends, competitor activity, regulation, and macroeconomic conditions across client industries.
• Translate market developments into implications for clients, revenue outlook, and strategy.
• Prepare concise monthly or quarterly industry briefings for leadership.
• Bring benchmarks and market data into strategic planning, budgeting, and account planning.
• Track commodity and raw-material prices, supply-chain disruptions, and other indicators affecting client performance or company exposure.

Client Terms and Cash Flow

• Evaluate the effects of pricing, payment terms, rebates, and volume commitments on margin and working capital.
• Identify client-term patterns and recommend standards and guardrails; advise commercial teams on significant or non-standard deal economics.
• Contribute client and industry insight to the rolling cash-flow forecast, especially timing of large client inflows.
• Model scenarios such as slower payments by a major client or an industry downturn and assess liquidity effects.
• Partner with Accounting on forecast assumptions and variance explanations.

Communication and Projects

• Turn complex analysis into executive-ready presentations and dashboards.
• Lead ad hoc strategic analyses requested by the Controller and leadership.

Required Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• 4–7 years of experience in financial analysis, corporate finance, FP&A, equity or industry research, consulting, or similar.
• Ability to analyze financial statements and assess company financial condition and strategic position.
• Experience researching industries and markets and drawing business conclusions.
• Advanced Excel and financial modeling skills, including scenario and sensitivity analysis.
• Strong written and verbal communication, sound business judgment, curiosity, and ability to work independently on open-ended questions.

Preferred Qualifications

• Research tools such as S&P Capital IQ, Bloomberg, PitchBook, or industry databases.
• Familiarity with client credit risk assessments, contract or pricing analysis, and cash-flow forecasting.
• ERP experience such as NetSuite, SAP, or Oracle, and BI tools such as Power BI, Tableau, or Domo.
• B2B experience with large enterprise clients.
• Distribution or construction industry background, including exposure to commodity-driven markets.

Company Purpose