Senior Compliance Officer – FinTech (CME 1&2 Certified)

About This Role

York Towers is the development arm of the York Holding Group. Through continuous research and the ability to predict emerging trends, the company keeps an edge over the market. Playing a leading role in driving the successful development and diversification of one of the most vital economic sectors, York Towers is committed to creating residential products across the country that provide residents with distinctive, universal, multicultural, and enriching lifestyles. York Towers is the exclusive developer of luxury real estate worldwide. The company aims to become a leading real estate player through an efficient business model and advanced technologies used for designing and construction. Since its establishment in 2016, York Towers has delivered 20 real estate properties and runs six dynamic projects. York Towers operates eight offices in five countries across three continents.

Position: Senior Compliance Officer

Department: Compliance & Risk

Unit: Regulatory Compliance Unit

About the Company

A  regulated fintech platform  transforming real estate investment through  tokenization and fractional ownership . The platform connects investors with vetted, income-generating real estate opportunities, blending traditional real estate security with fintech innovation.

 With operations launching after CMA Certification, the company is building a world-class team to lead the region’s move toward digital, transparent, and compliant real estate investment solutions.

Position Summary

The Senior Compliance Officer will establish, lead, and oversee the company’s compliance and risk management framework in alignment with  CMA ,  SAMA , and  AML/CFT  regulations.

This senior role ensures full regulatory readiness for licensing and ongoing operations, serving as the main liaison with Saudi regulators and the Board of Directors.

Duties and Responsibilities

Regulatory Compliance

• Act as the  Controlled Function – Compliance Officer  under the CMA Authorized Persons Regulations (APR).
• Lead the company’s regulatory licensing process through the  CMA FinTech Lab  and subsequent Authorized Person (AP) approval.
• Serve as the primary contact for  CMA ,  SAMA , and the  Financial Intelligence Unit (FIU) .
• Monitor regulatory changes and ensure continuous alignment with CMA circulars and guidelines.
• Oversee the registration of all controlled functions and notify CMA of any personnel or organizational changes.

Compliance Framework & Risk Management

• Develop and implement company-wide  compliance, AML/CFT, and governance frameworks .
• Conduct periodic risk assessments, internal reviews, and AML audits.
• Ensure investor onboarding, digital transactions, and fund flows comply with regulatory requirements.
• Supervise compliance procedures related to investor onboarding, suitability assessment, and ongoing monitoring of investor transactions to ensure full adherence to CMA regulations and AML standards.
• Collaborate with operational teams to ensure transparent investor communication and proper handling of compliance-related escalations.
• Manage investigations and report findings or breaches to the  Board  and  CMA .

Training & Culture

• Deliver training programs on  ethics, AML, sanctions, and compliance  to management and staff.
• Foster a culture of integrity, transparency, and compliance across all departments.

Qualifications & Experience

Education

• Bachelor’s degree in  Law, Finance, Accounting, or Business .
• Master’s degree  or  ICA certification  preferred.

Work Experience

• Minimum  5 years  of experience in  compliance, regulatory, or legal roles  within  financial services or fintech .
• Proven experience working with  CMA or SAMA-regulated institutions .
• Demonstrated ability to lead compliance frameworks and regulatory interactions.

Required Skills

• Strong knowledge of  CMA regulations ,  AML/CFT laws , and  FinTech Lab standards .
• Excellent understanding of  governance, risk, and regulatory reporting frameworks .
• Strong leadership and stakeholder communication skills.
• High attention to detail and ethical judgment.
• Fluency in  Arabic and English  (written and verbal).

Required Certifications

• CME-1B, CME-2A, and CME-2B  certifications required (exemptions apply for ICA Advanced Certificate holders).
• If not available, the company will  sponsor the required CMA certifications  before licensing.

Reporting Line

Reports functionally to the  Board of Directors  and administratively to the  Chief Executive Officer (CEO) .