Senior Backend Engineer - Payin Platform

Job Responsibilities

• Design, develop, test, and maintain backend services written in Java and Kotlin using the Spring Boot framework, deployed on cloud infrastructure (AWS)
• Build and maintain RESTful APIs that serve millions of customers across web and mobile platforms
• Develop and optimise services powering the card pay-in payment method — one of the most popular payment methods, enabling Wise customers to move around £1 billion every month
• Design and implement database schemas, write and optimise SQL queries against PostgreSQL databases handling high-volume transactional data
• Build and maintain event-driven architectures using Apache Kafka for asynchronous processing of financial events across distributed services
• Develop and maintain a payment orchestration system that dynamically routes payments across Payment Service Providers to optimize for cost and reliability
• Write automated tests (unit, integration, and end-to-end) to ensure correctness and reliability of financial systems
• Conduct code reviews for team members, ensuring code quality, security, and adherence to engineering standards
• Participate in on-call rotations to monitor and respond to production incidents for Tier 2 critical services
• Collaborate with product managers, designers, analysts, and engineers across other teams to deliver cross-functional projects
• Identify and resolve performance bottlenecks, scalability issues, and technical debt in existing systems
• Ensure development follows security best practices, particularly around handling of sensitive financial data and compliance with financial regulations
• We are currently only considering local candidates as relocation support is not provided. For local candidates we are able to support transfer of visa sponsorship
• For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
• We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
• If you want to find out more about what it's like to work at Wise visit Wise.Jobs .
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