Risk Manager
Role Overview
The Risk Manager supports Enfuce's second-line risk management function across the business.
The role works with the Senior Risk and Compliance Manager and Chief Risk Officer on the enterprise risk management framework.
The position covers RCSAs, risk appetite, KRIs, incident management, operational resilience, control testing, issue tracking and risk reporting.
The role requires disciplined but pragmatic, solution-oriented risk management.
Key Skills for This Role
Full Job Posting
About Enfuce
Enfuce is a global payments partner providing issuing, licensing, card programme, digital wallet and payment connectivity services.
The company operates a cloud-native platform with embedded compliance and fraud intelligence for regulated payment solutions.
Enfuce holds Electronic Money Institution licences from the Finnish Financial Supervisory Authority and the UK Financial Conduct Authority.
About the Role
The Risk Manager supports Enfuce's second-line risk management function across the business.
The role works with the Senior Risk and Compliance Manager and Chief Risk Officer on the enterprise risk management framework.
The position covers RCSAs, risk appetite, KRIs, incident management, operational resilience, control testing, issue tracking and risk reporting.
The role requires disciplined but pragmatic, solution-oriented risk management.
What You'll Be Doing
- Maintain policies, risk taxonomy, methodologies and governance processes within the enterprise risk management framework.
- Coordinate RCSAs, challenge residual risk positions and track remediation.
- Support the Risk Appetite Framework, including appetite statements, thresholds, escalation routes and reporting.
- Develop and report KRIs and escalate areas outside agreed risk appetite.
- Prepare reporting for risk and management committees.
- Review and challenge first-line risk and control information.
- Oversee incidents through assessment, root cause analysis, lessons learned and remediation tracking.
- Provide risk input into operational resilience, business continuity, outsourcing, third-party risk and DORA activity.
- Conduct control testing, thematic reviews, monitoring and targeted risk assessments.
- Track risk issues, control deficiencies and remediation actions to completion.
What You'll Bring
- Practical risk management experience in financial services, fintech, payments or another regulated environment.
- Strong understanding of second-line risk management principles.
- Experience with RCSAs, risk registers, control assessments, risk scoring, reporting or governance.
- Experience with risk appetite frameworks, KRIs, committee reporting or management risk reporting.
- Practical incident management experience including root cause analysis, issue tracking and remediation monitoring.
- Good understanding of operational risk, control design, control effectiveness and remediation.
- Working knowledge of operational resilience, business continuity, outsourcing or third-party risk.
- Strong written and verbal communication skills and ability to provide constructive challenge.
- Payments, e-money, card issuing, BIN sponsorship or embedded finance experience is highly advantageous.
- Knowledge of UK or EU payments and e-money regulation, DORA, GRC tooling or automated risk reporting is valuable.
Workplace and Flexibility
- Enfuce describes flexible remote work, including working from anywhere for up to 30 days.
- The benefits information also refers to hybrid or remote work options, subject to location.
Benefits and Culture
- The company highlights autonomy, ownership, professional growth and a supportive culture.
- Benefits may include competitive pay, employee stock options, flexible paid time off, family leave, healthcare, pension, insurance and phone support, subject to country and location.
- Employees may receive team activity budgets and access to wellbeing and other workplace benefits.
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