Regulatory Compliance Analyst

Role purpose

Working arrangement

• Hybrid arrangement: four days in the office and one day working from home each week.

Monitoring and testing

• Plan and conduct risk-based testing under the Compliance Monitoring Plan against internal policies and external regulatory requirements.
• Test client files and FX trade data for market conduct, best execution and safeguarding compliance.
• Evaluate customer journeys and product governance for good Consumer Duty outcomes.
• Document issues, report findings to senior management and drive remediation actions to completion.

Regulatory advice and oversight

• Advise on safeguarding obligations, client money rules and compliance aspects of FX products and services.
• Resolve complex business queries and escalate critical matters to the Head of Compliance.
• Support regulatory research, horizon scanning and gap analyses covering payments, FX and Consumer Duty changes.
• Oversee breach, conflict-of-interest and PAD records and collect evidence for internal and external audits.

Reporting and training

• Analyse data and prepare management information and regulatory reports, including Consumer Duty metrics and safeguarding health checks.
• Develop and deliver training on FX market conduct, Consumer Duty obligations and safeguarding protocols.

Experience and expertise

• Proven financial-services experience in compliance, risk or audit is required.
• Substantial FinTech, payments or FX brokerage experience is highly desirable.
• Strong technical understanding of FX products, services and associated market risks is required.
• Deep working knowledge of electronic money and payment services regulations, with demonstrable Consumer Duty expertise, is required.
• Advanced data-analysis ability and fluent English are required.

Core attributes

• Communicate complex regulatory matters clearly and provide actionable business advice.
• Work autonomously, manage competing priorities and meet tight deadlines.
• Challenge business stakeholders appropriately and collaborate with compliance colleagues.
• Bring a proactive, solutions-oriented approach and stay current with evolving regulations.

Compensation

• The posting mentions a competitive starting salary and an annual discretionary bonus; no salary amount or salary cadence is specified.