Program Management Officer (PMO) Binance Card

Card Vendor Assessment & Management

• Identify, evaluate, and onboard card program vendors (issuers, processors, program managers)
• Lead RFP/RFI processes, commercial negotiations, and contract structuring
• Assess vendors across capabilities, pricing, compliance readiness, and scalability
• Define and monitor vendor KPIs and SLAs
• Manage ongoing vendor performance and optimization

Financial Planning & P&L Ownership

• Build and maintain detailed financial models for the Binance Card program
• Partner with Finance to develop and manage end-to-end P&L
• Forecast revenues (interchange, FX spreads, fees, partnerships)
• Analyze cost drivers (scheme fees, processing, fraud losses, rewards)
• Track actuals vs forecast and drive cost optimization initiatives
• Support pricing, incentives, and rewards strategy

Growth Strategy & Commercial Expansion

• Define and execute growth strategies in collaboration with internal stakeholders such as Marketing, Product, and Data teams to own and optimize the end-to-end card lifecycle

Card Scheme Relationship Management

• Manage strategic relationships with global card networks such as Visa and Mastercard
• Ensure compliance with scheme rules, regulations, and program requirements
• Negotiate commercial terms (incentives, rebates)
• Coordinate scheme approvals, certifications, and audits
• Collaborate on joint initiatives (marketing campaigns, product enhancements)

Program Management & Governance

• Drive end-to-end program execution, timelines, and milestones
• Maintain program roadmap and governance framework
• Identify risks and implement mitigation strategies
• Ensure alignment across Product, Tech, Compliance, Legal, and Operations
• Provide regular reporting and insights to senior leadership

Strategic Analysis & Market Intelligence

• Conduct market benchmarking for crypto and fintech card programs
• Analyze competitor products, pricing, and rewards structures
• Evaluate new business models and partnership opportunities