Pricing Analyst

Role overview

Key responsibilities

• Extract, clean and prepare data using SQL/BigQuery and Python; automate tasks and document code.
• Clarify analytical questions and deliver work to an agreed brief.
• Build and refine risk, demand, retention and forecasting models; interpret diagnostics and hold-out results.
• Run rate reviews, optimisation cycles, trading changes, ancillary pricing and MI processes.
• Build and test pricing changes using team tools; document checks and peer-review colleagues' changes.
• Monitor portfolio and model performance, explain movements and flag unusual results.
• Evaluate commercial, customer, market and PCW impacts, including GIPP, Consumer Duty and fair-value implications.
• Check and reconcile analysis, present findings, share knowledge and contribute to team improvements.
• Work independently on standard tasks, escalate ambiguous issues and implement reviewed changes within agreed limits.

Essential experience and skills

• Degree in a numerate subject or equivalent experience.
• Some SQL or Python, or clear interest in coding and ability to learn quickly; coding is used every day.
• Office experience, particularly Excel.
• Attention to detail, clear communication, organisation and ability to manage multiple work items.
• Curiosity about insurance pricing and the PCW market.

Desirable experience and skills

• Confident SQL/BigQuery and Python for analysis.
• Applied statistical modelling, such as GLMs, GBMs or other machine-learning methods.
• Pricing or modelling software such as Radar, Emblem or Earnix.
• UK personal-lines pricing and its main KPIs; cloud tools such as GCP.
• Started or progressing IFoA or CII professional exams.

Workplace

• Role is based in the London office in a 50/50 hybrid mode.

Benefits

• Pension contributions matched up to 7%.
• Private medical and dental cover; £1,000 annual learning budget and study leave.
• Enhanced maternity and paternity benefits, travel season-ticket loan, London O2 events and private lounge access, and employee wellbeing programme.