Portfolio Manager II - Middle Market
Role Overview
Portfolio Manager II supports the Middle Market line of business within Credit Administration.
The role owns underwriting for credit requests, works with Analysts, Associates, and Relationship Managers, evaluates risk, and supports portfolio performance.
The Portfolio Manager is expected to lead deals from opportunity to close with little to no oversight and serve as a liaison between Credit and the line of business.
Key Skills for This Role
Full Job Posting
Position Overview
Portfolio Manager II supports the Middle Market line of business within Credit Administration.
The role owns underwriting for credit requests, works with Analysts, Associates, and Relationship Managers, evaluates risk, and supports portfolio performance.
The Portfolio Manager is expected to lead deals from opportunity to close with little to no oversight and serve as a liaison between Credit and the line of business.
Responsibilities
- Oversee credit work by Analysts and Associates, including financial statement spreading and validation of underwriting models.
- Assess risk ratings and complete periodic relationship reviews; partner with Relationship Managers on credit agreement review and negotiation.
- Own credit approvals for new customers, modifications, renewals, increases, and risk assessments; identify key risks, mitigants, and policy exceptions.
- Direct portfolio reviews, validate covenant compliance, manage covenants, and oversee post-approval modifications for accurate exposure reporting.
- Manage client needs and relationships, including contact meetings and site visits; direct client contact is expected.
- Manage client information in Salesforce and analyze macroeconomic conditions, industry trends, and changes in lending practices.
- Own portfolio reporting and analytics, including grade migration, past dues, exceptions, and upcoming maturities.
- Identify cross-sell opportunities, work with Special Assets Group on credit requests as needed, and support initiatives to improve credit-solution delivery.
Qualifications
- Bachelor’s degree in Finance, Accounting, Commercial Banking, or an equivalent/relevant program.
- At least five years of Commercial or Corporate Banking experience with formal credit training.
- Strong writing, interpersonal, and communication skills; motivation, initiative, attention to detail, and ability to develop solutions for clients.
- Strong Microsoft Office skills, including Outlook, Excel, and PowerPoint, for reports, memos, and presentations.
- Ability to collaborate effectively and build working relationships across the organization.
About Texas Capital
Texas Capital describes itself as a business-focused bank with offices in Austin, Dallas, Fort Worth, Houston, Richardson, Plano, and San Antonio.
The posting highlights health insurance, wellness programs, family-building support, insurance coverage, retirement savings, leave programs, paid holidays, and paid time off.
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