Micro SME Product Manager
Role Overview
Own the end-to-end merchant onboarding experience across the Middle East through self-onboarding and relationship-manager-assisted journeys.
Drive strategy, roadmap, and execution to improve speed, compliance, straight-through processing, manual intervention, and conversion.
Partner with Operations, Compliance, Risk, Fraud, Technology, Sales, and Merchant Onboarding teams to build a scalable digital experience.
Key Skills for This Role
Full Job Posting
Role overview
Own the end-to-end merchant onboarding experience across the Middle East through self-onboarding and relationship-manager-assisted journeys.
Drive strategy, roadmap, and execution to improve speed, compliance, straight-through processing, manual intervention, and conversion.
Partner with Operations, Compliance, Risk, Fraud, Technology, Sales, and Merchant Onboarding teams to build a scalable digital experience.
Product and delivery responsibilities
- Own the digital merchant onboarding roadmap and optimize journeys from lead capture through activation.
- Develop product requirements, user stories, process flows, PRDs, and business cases.
- Automate KYC, KYB, underwriting, risk, and compliance checks to increase straight-through processing.
- Coordinate integrations, workflow orchestration, identity verification, OCR, screening platforms, and core onboarding systems with Technology.
- Analyze funnel performance; improve conversion, approvals, and turnaround times; lead backlog prioritization, sprint planning, UAT, releases, and rollouts.
- Optimize relationship-manager tools and assisted onboarding; coordinate country rollouts and localization across Middle East markets.
- Manage status updates, document collection, rejection handling, and resubmission flows; establish performance dashboards and review KPIs.
- Benchmark fintech and banking practices to identify onboarding improvements.
Experience and skills required
- Requires 4–8 years of product management experience in banking, payments, fintech, digital channels, or merchant acquiring.
- Requires strong knowledge of merchant onboarding, KYC/KYB, AML screening, underwriting, risk assessment, and compliance.
- Requires experience scaling digital onboarding or customer acquisition journeys and working with workflow platforms, APIs, OCR, identity verification, and document processing.
- Requires analytical skills, funnel analytics, conversion optimization, Agile product management, backlog prioritization, and cross-functional delivery.
- Requires influence with senior stakeholders, customer-centricity, communication, stakeholder management, and execution skills.
- Experience across multiple markets and regulatory environments is preferred.
Performance measures
Business measures include digital onboarding volume, digital merchant acquisition, self-onboarding and assisted-onboarding adoption, and merchant activation.
Experience measures include conversion, application completion, journey drop-off, turnaround time, document resubmission, and merchant NPS or CSAT.
Operational measures include straight-through processing, instant approvals, manual-review reduction, approval turnaround, and onboarding SLA achievement.
Delivery measures include roadmap adherence, sprint completion, production defect reduction, and successful country rollouts.
About Network International
Network International provides payments and financial technology services across more than 50 countries, alongside data and insights, lending, insurance, and risk solutions.
Requirements
- 4–8 years of product management experience in banking, payments, fintech, digital channels, or merchant acquiring.
- Strong understanding of merchant onboarding, KYC/KYB, AML screening, underwriting, risk assessment, and compliance processes.
- Proven experience designing and scaling digital onboarding or customer acquisition journeys.
- Experience with workflow platforms, APIs, OCR solutions, digital identity verification, and document processing technologies.
- Strong analytical skills and experience with funnel analytics and conversion optimization.
- Expertise in Agile product management, backlog prioritization, and cross-functional delivery.
- Ability to influence senior stakeholders across Product, Technology, Operations, Risk, Compliance, and Commercial teams.
- Strong customer-centric mindset focused on reducing friction and optimizing experience.
- Experience working across multiple markets and regulatory environments.
- Excellent communication, stakeholder management, and execution skills.
About Network International
Network International is a UAE fintech company providing digital payment processing and merchant services to businesses and financial institutions across MEA.
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