Lead Pricing Actuary

The Lead Pricing Actuary is a senior actuarial and business leader responsible for shaping pricing strategies that drive profitable growth, rate adequacy, and competitive performance across Personal and Commercial products and markets.

This role leads the development of rate indications, pricing recommendations, and portfolio insights by integrating actuarial analysis, claims trends, reserving considerations, and market dynamics.

As a strategic partner to Product, Claims, Finance, Underwriting, and Reserving leaders, the Lead Pricing Actuary translates complex actuarial findings into actionable business recommendations that influence key enterprise decisions.

The role provides leadership to a high-performing actuarial organization, develops talent, and serves as a trusted advisor to senior leadership on matters impacting growth, profitability, and long-term business performance.

Essential Tasks & Leadership Philosophy Lead pricing strategy for assigned Personal and Commercial Lines products and markets, ensuring alignment with profitability, growth, retention, and competitive objectives.

Establish rate level and rating plan recommendations using actuarial analysis, predictive modeling, business performance insights, and market intelligence.

Monitor portfolio performance and emerging trends to identify opportunities and recommend pricing actions that drive business results.

Provide actuarial leadership for financial planning, including rate activity, premium growth, loss trends, profitability targets, and other key business metrics.

Partner with Product, Underwriting, Finance, Claims, and Distribution leaders to influence strategic decisions and deliver actionable business insights.

Champion innovation through advanced analytics, predictive modeling, process improvement, and pricing automation.

Ensure the integrity of pricing data, models, tools, and governance processes while maintaining compliance with regulatory requirements and actuarial standards.

Lead, develop, and mentor a high-performing actuarial organization, fostering a culture of accountability, continuous improvement, collaboration, and technical excellence.

Represent actuarial perspectives in business performance reviews and executive presentations, including exposure to senior leadership.

First Year Success Factors Within the first 12 months, a successful candidate can expect to have achieved the following: Quickly develop a deep understanding of Bristol West's pricing processes, portfolio dynamics, and business objectives.

Build credibility with an already strong actuarial team and effectively leverage existing leadership talent.

Establish themselves as a trusted member of the Bristol West leadership team.

Strengthen collaboration across Product, Claims, Finance, and Reserving functions.

Demonstrate strong business acumen and executive presence by connecting actuarial insights to business outcomes.

Drive informed pricing decisions that balance profitability, growth, retention, and market competitiveness.

Education & Career Experience Requirements Candidates would ideally reflect the following professional qualifications and experience: Bachelor’s degree in actuarial science, Mathematics, Statistics, Finance, Economics, or a related quantitative discipline.

Fellow of the Casualty Actuarial Society (FCAS) designation required.

Minimum of 10 years of actuarial experience, including progressive responsibility in pricing, product management, or portfolio management.

Deep expertise in Personal Lines pricing, preferably within Personal Auto and broader Property & Casualty insurance.

Proven experience developing rate indications, pricing strategies, and profitability improvement initiatives.

Strong understanding of loss trends, claims performance, reserving impacts, and rate adequacy analysis.